DEBT•LIQUID FUND
Kotak Liquid Fund
3 Year return
6.97%
NAV on August 09, 2026
5705.464
1D Returns
+0.93%
Launched on January 2013(13 years)
Investment Details
₹500
Minimum SIP Amount
₹1000
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
11.5%₹414
Total Value ₹4,014
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹39,816.84 Cr.
Expense Ratio
0.19% (inclusive of GST)
Exit Load
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.
Ratings
2
Ratings by other agencies
Value Research
3
Crisil
2
Morning Star
0
Tax Implications
Tax on gains as per your income tax bracket
Kotak Mahindra Mutual Fund Manager
DA
Deepak Agrawal
Fund Manager since Jun 2015
PK
Palha Khanna
Fund Manager since Jul 2023
SP
Sunil Pandey
Fund Manager since Jun 2025
Fund House Details
Kotak Mahindra Mutual Fund
Asset management company
AUM
₹6,09,561.12 Cr.
No. of Schemes
283
Setup Date
1994
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| Aditya Birla Sun Life Liquid Fund | 7.03% | 3 |
| Axis Liquid Fund | 7.0268% | 5 |
| Mahindra Manulife Liquid Fund | 6.9981% | 3.5 |
Schemes by Kotak Mahindra Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Hybrid . Aggressive Hybrid Fund
Kotak Aggressive Hybrid Fund Direct Plan IDCW Payout and Payout of IDCW Payout14.7938%
Equity . Sectoral / Thematic
Kotak Active Momentum Fund Direct Plan IDCW Reinvestment and Reinvestment0%
The Kotak Liquid Direct-Growth is an offering from the Kotak Mahindra Mutual Fund family. Designed as a Liquid mutual fund scheme, it primarily targets investors who prioritise the safety of their capital. Liquid funds are essentially debt funds, making their home in short-term debt instruments like treasury bills, commercial papers, and bank certificates of deposits, all typically maturing within 60 days. A defining characteristic of these funds, aside from their ultra-short tenure, is their strong adherence to high credit-rated papers, which inherently lowers the risk.
Investment Objectives of the Scheme
The prime objective driving the Kotak Liquid Fund is twofold: ensuring liquidity while providing reasonable returns. The fund achieves this by meticulously allocating assets across various debt instruments, such as bonds, debentures, and Government Securities, in addition to an array of money market instruments. Spreading investments across various maturities, it effectively manages risks associated with different issuers within the debt market. Furthermore, it remains open to investing in offshore securities and can tactically employ derivatives and hedging strategies, all within the boundaries set by SEBI and RBI.
Key Features of The Fund
5-year return
6.2709%
Expense Ratio
0.19%
Fund Manager
Deepak Agrawal
Fund Size
₹39816.84 Cr.
Risk Profile
Moderate
Is This Scheme Right for Me?
If you're an investor with a very short-term perspective, spanning a few days to about 6 months, the Kotak Liquid Fund could be apt for your needs. It's especially tailored for those seeking alternatives to traditional bank accounts or deposits. Additionally, it can function as a reservoir for emergency funds, ensuring liquidity while offering returns slightly better than regular savings. This fund is ideal if safety, coupled with ease of access, tops your list of investment priorities. However, do your own research before making a decision.
AMC Contact Details
| Name | Kotak Mahindra Mutual Fund |
| Launch Date | N/A |
| Address | N/A |
| Contact | N/A |
| N/A | |
| Website | N/A |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Invest With Confidence, Choose the Right SIP
Assess your risk tolerance through a straightforward questionnaire and craft a SIP plan that aligns perfectly with your financial aspirations. With a clear understanding of your risk appetite, you can make informed investment choices tailored to your unique circumstances. By striking the right balance, you'll pave the way for long-term financial stability and success. Use our SIP return calculator for aid.
FAQs
What is today's NAV of Kotak Liquid Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Kotak Liquid Fund on August 09, 2026, is ₹5705.464
What is the AUM of Kotak Liquid Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Kotak Liquid Fund, is ₹39816.84 crore.
What is the expense ratio of Kotak Liquid Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Kotak Liquid Fund is 0.19%
What are the returns of Kotak Liquid Fund since inception?
The Kotak Liquid Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in Kotak Liquid Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Kotak Liquid Fund is ₹500.
How do I invest in Kotak Liquid Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in Kotak Liquid Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in Kotak Liquid Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in Kotak Liquid Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,014 in 3Y at 6.9695% returns
SIP Date1st of every month
Your next SIP Payment will be on 10 September 2026
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