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DEBT•LIQUID FUND

Kotak Liquid Fund

3 Year return

7.05%
NAV on December 12, 2025
5466.8075
1D Returns
+0.79%
Launched on January 2013(12 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
11.64%₹419
Total Value ₹4,019

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹34,798.13 Cr.
Expense Ratio
0.2% (inclusive of GST)
Exit Load
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.

Ratings

ARQ Rating
2

Ratings by other agencies

Value Research
3
Crisil
2
Morning Star
0

Tax Implications

Tax on gains as per your income tax bracket

Kotak Mahindra Mutual Fund Manager

DA

Deepak Agrawal

Fund Manager since Jun 2015

PK

Palha Khanna

Fund Manager since Jul 2023

SP

Sunil Pandey

Fund Manager since Jun 2025

Fund House Details

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund

Asset management company

AUM
₹5,66,981.82 Cr.
No. of Schemes
248
Setup Date
1994

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Quant Liquid Fund6.9524%
2
Edelweiss Liquid Fund7.0995%
2
Mahindra Manulife Liquid Fund7.0941%
3.5

Schemes by Kotak Mahindra Mutual Fund

List of mutual fund schemes by AMC

About Kotak Liquid Growth Direct

The Kotak Liquid Direct-Growth is an offering from the Kotak Mahindra Mutual Fund family. Designed as a Liquid mutual fund scheme, it primarily targets investors who prioritise the safety of their capital. Liquid funds are essentially debt funds, making their home in short-term debt instruments like treasury bills, commercial papers, and bank certificates of deposits, all typically maturing within 60 days. A defining characteristic of these funds, aside from their ultra-short tenure, is their strong adherence to high credit-rated papers, which inherently lowers the risk.

Investment Objectives of the Scheme

The prime objective driving the Kotak Liquid Fund is twofold: ensuring liquidity while providing reasonable returns. The fund achieves this by meticulously allocating assets across various debt instruments, such as bonds, debentures, and Government Securities, in addition to an array of money market instruments. Spreading investments across various maturities, it effectively manages risks associated with different issuers within the debt market. Furthermore, it remains open to investing in offshore securities and can tactically employ derivatives and hedging strategies, all within the boundaries set by SEBI and RBI.

Key Features of The Fund

5-year return
5.8178%
Expense Ratio
0.2%
Fund Manager
Deepak Agrawal
Fund Size
₹34798.13 Cr.
Risk Profile
Moderate

Is This Scheme Right for Me?

If you're an investor with a very short-term perspective, spanning a few days to about 6 months, the Kotak Liquid Fund could be apt for your needs. It's especially tailored for those seeking alternatives to traditional bank accounts or deposits. Additionally, it can function as a reservoir for emergency funds, ensuring liquidity while offering returns slightly better than regular savings. This fund is ideal if safety, coupled with ease of access, tops your list of investment priorities. However, do your own research before making a decision.

AMC Contact Details

NameKotak Mahindra Mutual Fund
Launch DateN/A
AddressN/A
ContactN/A
EmailN/A
WebsiteN/A
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Invest With Confidence, Choose the Right SIP

Assess your risk tolerance through a straightforward questionnaire and craft a SIP plan that aligns perfectly with your financial aspirations. With a clear understanding of your risk appetite, you can make informed investment choices tailored to your unique circumstances. By striking the right balance, you'll pave the way for long-term financial stability and success. Use our SIP return calculator for aid.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Kotak Liquid Fund on December 12, 2025, is ₹5466.8075
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Kotak Liquid Fund, is ₹34798.13 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Kotak Liquid Fund is 0.2%
The Kotak Liquid Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Kotak Liquid Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,019 in 3Y at 7.0457% returns
SIP Date1st of every month

Your next SIP Payment will be on 12 January 2026

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