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DEBT•LIQUID FUND

HDFC Liquid Fund IDCW Monthly Direct Plan Payout

3 Year return

6.82%
NAV on February 01, 2026
1026.7313
1D Returns
0%
Launched on December 2012(14 years)

Investment Details

₹1000
Minimum SIP Amount
₹5000
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
11.25%₹405
Total Value ₹4,005

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹58,988.58 Cr.
Expense Ratio
0.2% (inclusive of GST)
Exit Load
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.

Ratings

ARQ Rating
4

Ratings by other agencies

Value Research
2
Crisil
3
Morning Star
0

Tax Implications

Tax on gains as per your income tax bracket

HDFC Mutual Fund Manager

DM

Dhruv Muchhal

Fund Manager since Jun 2023

RP

Rohan Pillai

Fund Manager since Oct 2025

SJ

Swapnil Jangam

Fund Manager since Oct 2022

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund

Asset management company

AUM
₹9,43,197.14 Cr.
No. of Schemes
182
Setup Date
July 2000

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Quant Liquid Fund6.9111%
2
Aditya Birla Sun Life Liquid Fund7.0751%
3
Edelweiss Liquid Fund7.0545%
2

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About the HDFC Liquid Fund IDCW Monthly Direct Plan Payout

The HDFC Liquid Fund IDCW Monthly Direct Plan Payout by HDFC Mutual Fund is an open-ended debt mutual fund scheme that invests in a diversified portfolio of money market instruments. The fund aims to generate returns that are close to the prevailing short-term interest rates. The fund also offers an IDCW (in-direct cumulative dividend with payout) option, which means that investors will receive dividends from the fund on a monthly basis. This can help to provide investors with a regular income stream. Being an open-ended scheme, investors can buy or sell fund units at any time during trading hours.

Investment Objectives of the Scheme

The investment objective of the HDFC Liquid Fund IDCW Monthly Direct Plan Payout is to generate returns that are close to the prevailing short-term interest rates.

Key Features of The Fund

5-year return
5.7766%
Expense Ratio
0.2%
Fund Manager
Dhruv Muchhal
Fund Size
₹58988.58 Cr.
Risk Profile
Moderately Low

Is This Scheme Right for Me?

The HDFC Liquid Fund IDCW Monthly Direct Plan Payout is a suitable investment for investors who are looking for a safe and liquid investment option with the potential to generate some returns. The fund is best suited for investors with a short-term investment horizon of up to 1 year. However, it is important to do your own research before investing in any mutual fund scheme.

AMC Contact Details

NameHDFC Mutual Fund
Launch DateJuly 2000
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact1800 3010 67671800 419 7676
Emailhello@hdfcfund.com
Websitehttps://www.hdfcfund.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Explore Tax-Saving Investment Advantages With SIPs

You can deduct ₹1.5 lakh from your taxable income by investing in an Equity Linked Savings Scheme (ELSS) through SIP, as allowed by Section 80(C) of the Income Tax Act, 1961. With a SIP in ELSS, individuals whose income is in the highest tax bracket (30%) can save about ₹45,000 annually. Plan tax-efficient investments and estimate possible returns utilising systematic investment plan calculator.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Liquid Fund IDCW Monthly Direct Plan Payout on February 01, 2026, is ₹1026.7313
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Liquid Fund IDCW Monthly Direct Plan Payout, is ₹58988.58 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of HDFC Liquid Fund IDCW Monthly Direct Plan Payout is 0.2%
The HDFC Liquid Fund IDCW Monthly Direct Plan Payout was launched on December 31, 2012. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Liquid Fund IDCW Monthly Direct Plan Payout is ₹1000.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,005 in 3Y at 6.8179% returns
SIP Date1st of every month

Your next SIP Payment will be on 1 March 2026

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