DEBT•LIQUID FUND
HDFC Liquid Fund
3 Year return
6.95%
NAV on August 11, 2026
5547.0811
1D Returns
+1.12%
Launched on December 2012(14 years)
Investment Details
₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
11.47%₹413
Total Value ₹4,013
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹65,878.25 Cr.
Expense Ratio
0.2% (inclusive of GST)
Exit Load
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.
Ratings
4
Ratings by other agencies
Value Research
2
Crisil
3
Morning Star
0
Tax Implications
Tax on gains as per your income tax bracket
HDFC Mutual Fund Manager
DM
Dhruv Muchhal
Fund Manager since Jun 2023
RP
Rohan Pillai
Fund Manager since Oct 2025
SJ
Swapnil Jangam
Fund Manager since Oct 2022
Fund House Details
HDFC Mutual Fund
Asset management company
AUM
₹9,61,940.45 Cr.
No. of Schemes
185
Setup Date
July 2000
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| Aditya Birla Sun Life Liquid Fund | 7.03% | 3 |
| Axis Liquid Fund | 7.0268% | 5 |
| Mahindra Manulife Liquid Fund | 6.9981% | 3.5 |
Schemes by HDFC Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Hybrid . Dynamic Asset Allocation or Balanced Advantage
HDFC Balanced Advantage Fund Growth Plan Direct Plan13.6645%
Hybrid . Dynamic Asset Allocation or Balanced Advantage
HDFC Balanced Advantage Fund IDCW Plan Direct Plan Payout13.2372%
Hybrid . Dynamic Asset Allocation or Balanced Advantage
HDFC Balanced Advantage Fund IDCW Plan Direct Plan Reinvestment13.2372%
The HDFC Liquid Fund Growth Direct Plan is offered by HDFC Mutual Fund. A highly liquid open-ended scheme that allows you to purchase or redeem units during any business day, the fund invests only in debt securities and money market instruments with ultra-short maturities ranging from 7 days to 91 days. The securities that the fund invests in carry moderate (Class B) credit risk and relatively low (Class I) interest rate risk. Additionally, the investment team of the HDFC Mutual Fund also conducts extensive credit analysis of each security individually. The fund is benchmarked against the CRISIL Liquid Fund BI Index and features a very low expense ratio compared to active and passive mutual funds.
Investment Objective of the Scheme
The HDFC Liquid Fund Growth Direct Plan aims to invest in the money market and debt instruments with maturities of less than 91 days. The primary objective of the fund is to generate regular income with high liquidity and low risk over the short term.
Key Features of The Fund
5-year return
6.2561%
Expense Ratio
0.2%
Fund Manager
Dhruv Muchhal
Fund Size
₹65878.25 Cr.
Risk Profile
Moderately Low
Is This Scheme Right for Me?
If you’re looking for a moderate-risk mutual fund that offers competitive returns, you could consider including the HDFC Liquid Fund Growth Direct Plan in your portfolio. An ideal short-term investment option with high liquidity and low interest rate risk, this mutual fund could be a good cost-effective alternative to savings bank accounts for parking idle funds. The fund provides a regular income and may be suitable for both conservative and risk-aggressive investors.
AMC Contact Details
| Name | HDFC Mutual Fund |
| Launch Date | July 2000 |
| Address | "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020 |
| Contact | 1800 3010 67671800 419 7676 |
| hello@hdfcfund.com | |
| Website | https://www.hdfcfund.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
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FAQs
What is today's NAV of HDFC Liquid Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Liquid Fund on August 11, 2026, is ₹5547.0811
What is the AUM of HDFC Liquid Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Liquid Fund, is ₹65878.25 crore.
What is the expense ratio of HDFC Liquid Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of HDFC Liquid Fund is 0.2%
What are the returns of HDFC Liquid Fund since inception?
The HDFC Liquid Fund was launched on December 31, 2012. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in HDFC Liquid Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Liquid Fund is ₹100.
How do I invest in HDFC Liquid Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in HDFC Liquid Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in HDFC Liquid Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in HDFC Liquid Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,013 in 3Y at 6.9512% returns
SIP Date1st of every month
Your next SIP Payment will be on 11 September 2026
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