Shriram Finance Share Price in Focus; PAT Rises 21% in Q3FY26 Results

Shriram Finance Limited (SFL) announced its unaudited standalone financial results for the third quarter and nine months ended December 31, 2025.

Q3FY26 Standalone Financial Performance

For the quarter ended December 31, 2025, Shriram Finance reported net interest income of ₹6,764.09 crore, marking a 16.17% increase compared to ₹5,822.69 crore in the corresponding quarter last year. 

Profit after tax stood at ₹2,521.67 crore, registering a growth of 21.21% over ₹2,080.37 crore recorded in Q3FY25, excluding the one-time exceptional gain from the sale of stake in Shriram Housing Finance Limited.

However, on a year-on-year comparison including the exceptional gain booked in the previous year, profit after tax declined by 29.36%. Earnings per share (basic) for the quarter rose 21.05% to ₹13.40 on an adjusted basis, but declined 29.44% when compared with EPS including the exceptional gain in Q3FY25.

Nine-Month Performance Overview

For the nine months ended December 31, 2025, net interest income increased by 13.55% to ₹19,057.36 crore from ₹16,783.90 crore in the same period last year. Profit after tax for the period stood at ₹6,984.58 crore, reflecting a 13.90% growth over the previous year on an adjusted basis. When compared with figures including exceptional income in the prior period, PAT declined by 8.36%.

Earnings per share for the nine-month period increased to ₹37.14 from ₹32.62 on a comparable basis, while showing a marginal decline when exceptional gains are factored in.

Assets Under Management Growth

Shriram Finance continued to witness steady balance sheet expansion. Total assets under management as of December 31, 2025, stood at ₹2,91,709.03 crore, reflecting a 14.63% year-on-year growth. AUM also increased sequentially from ₹2,81,309.46 crore as of September 30, 2025, indicating sustained demand across lending segments.

Strategic Investment by MUFG Bank

In December 2025, the Board approved a preferential issue of equity shares aggregating to ₹3,96,179.8 million to MUFG Bank Ltd at a price of ₹840.93 per share. Upon completion of regulatory approvals, MUFG Bank will hold a 20% stake in the company on a fully diluted basis, strengthening Shriram Finance’s capital position and strategic partnerships.

Shriram Finance Share Price Performance

On January 27, 2026, Shriram Finance share price (NSE: SHRIRAMFIN) opened at ₹1,011.20, touching the day’s low at ₹984.20, as of 11:48 AM on the NSE.

Also Read: Best Long-Term Stocks in Jan 2026 – 5yr CAGR Basis!

Conclusion

Shriram Finance delivered consistent operational performance in Q3FY26, driven by healthy NII growth and expanding AUM. While profitability comparisons are affected by last year’s exceptional gains, the company’s fundamentals remain strong, further reinforced by the strategic investment from MUFG Bank.

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