IRFC Q3 FY26 Earnings Results: Net Profit up 10% to ₹1,802 Crore and AUM Hits ₹4.75 Lakh Crore

Indian Railway Finance Corporation (IRFC) reported a net profit of ₹1,802 crore for the quarter ended December 2025, marking a 10.51% rise from ₹1,631 crore in the same period last year.

IRFC Q3 FY26 Earnings: Income Slightly Lower

Total income for the quarter stood at ₹6,719 crore, marginally down from ₹6,766 crore a year ago.

Expenses Decline

The company managed costs well, with total expenses falling to ₹4,917 crore compared to ₹5,136 crore in Q3 FY25.

Networth Strengthens

IRFC’s networth increased significantly to ₹52,046 crore by December 2025, up from ₹47,443 crore in the previous year.

Strong Sanctions and AUM Growth

The company achieved ₹60,000 crore worth of sanctions within the first nine months of FY26. Its Assets Under Management also climbed to a record ₹4.75 lakh crore as of December 31, 2025.

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IRFC Share Price Movement

Indian Railway Finance Corporation share price (NSE: IRFC) ended Monday’s session at ₹120.35, declining 1.51% (−₹1.84). The stock opened at ₹122.22 and touched an intraday high of ₹122.65 before slipping to a low of ₹119.75. The stock’s 52-week range stands between ₹108.04 and ₹155.52. It offers a dividend yield of 1.54%, with a quarterly payout of ₹0.46 per share.

Conclusion

IRFC delivered steady profit growth supported by lower expenses and a strong rise in AUM and sanctions. Despite a small dip in income, the company’s financial position remains solid and continues to strengthen.

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