Intellect Design Arena Q3 FY26 Earnings: Revenue Crosses ₹3,000 Crore LTM

Intellect Design Arena announced the launch of the world’s first AI-first payments platform in the US, marking a major step in its global expansion. The platform is built on a low-code, no-code framework and helps banks design faster, more resilient payment systems instead of making small upgrades.

The solution offers a single AI-powered orchestration layer across major US payment rails such as FedNow, RTP, ACH, Fedwire, and SWIFT. Its AI engine, Purple Fabric, supports real-time checks, anomaly detection, and exception handling before, during, and after transactions.

To strengthen its US presence, Intellect has expanded operations with offices in New York, Atlanta, and Austin, backed by large R&D teams in North America and strategic acquisitions.

Intellect Design Arena Financial Performance: Strong LTM Growth

For the last 12 months ending Q3 FY26, total income rose 23% year-on-year to ₹3,025 crore. Growth was led by sharp traction in platform and recurring revenues.

• Platform revenue surged 128% YoY to ₹497 crore
• License and AMC revenues grew steadily
• License-linked revenue rose 37% YoY to ₹1,595 crore
• Annual Recurring Revenue (ARR) jumped 60% YoY to ₹1,118 crore

EBITDA increased 33% YoY to ₹709 crore, while PAT rose 27% to ₹361 crore, despite a one-time gratuity expense linked to new labour codes. Cash reserves stood strong at ₹1,198 crore.

Intellect Design Arena Q3 FY26 Performance Snapshot

During the December quarter, Intellect reported income of ₹753 crore, up from ₹621 crore last year. Platform revenue grew sharply, while collections rose to ₹913 crore, reflecting strong customer activity and deal execution.

Although quarterly PAT dipped due to exceptional expenses, underlying business momentum remained healthy, supported by rising digital transformation deals and platform adoption.

Deal Wins and Leadership Updates

Over the past year, 53 new customers chose Intellect’s digital platforms, and 82 global financial institutions went live on its solutions. The company also strengthened leadership, with several senior executives joining and key role expansions to support growth.

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Management Commentary

Chairman and Managing Director Arun Jain said crossing ₹3,000 crore in LTM revenue and strong EBITDA growth reflects Intellect’s long-term strategy. He highlighted continued investments in AI-first architecture, talent, and platforms to drive sustainable global growth.

Intellect Design Arena Share Price Movement

Intellect Design Arena share price (NSE: INTELLECT) was trading at ₹917.20, up ₹14.25 or 1.58%, on January 30 in afternoon trade. The stock opened at ₹902.95 and moved between a day’s high of ₹932.10 and a low of ₹900.10. Intellect Design Arena offers a dividend yield of 0.44%, with a quarterly dividend of ₹1.01 per share. Over the past year, the stock has ranged between a 52-week high of ₹1,255 and a low of ₹577.40, reflecting strong volatility alongside sustained investor interest in its AI-led fintech growth story.

Conclusion

Intellect Design Arena’s Q3 FY26 performance highlights its successful shift toward AI-first, platform-led growth. With strong recurring revenues, a growing US footprint, and rising demand for digital banking transformation, the company is well positioned for long-term expansion.

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