HUDCO Records ₹1.39 Lakh Crore Loan Sanctions in 9M FY26

Housing and Urban Development Corporation (HUDCO) delivered a strong performance during the nine-month period ended December 31, 2025, reflecting steady demand for housing and infrastructure finance. 

The company achieved provisional loan sanctions of ₹1,39,151.92 crore during the period, subject to audit, underlining its continued role in supporting urban development and public infrastructure projects across India.

Q3 FY26 Loan Sanctions

During the third quarter of FY 2025-26 alone, HUDCO recorded provisional loan sanctions of ₹46,167.32 crore. This quarterly performance highlights consistent momentum in project approvals, driven by ongoing investments in housing, urban infrastructure, and state-backed development initiatives. The sustained flow of sanctions also provides visibility into HUDCO’s future loan book growth.

Loan Disbursement Trends

Alongside sanctions, HUDCO maintained healthy disbursement activity. For the nine months ended December 31, 2025, the company reported provisional loan disbursements of ₹41,346.70 crore. In Q3 FY26, disbursements stood at ₹15,508.25 crore, indicating steady execution and conversion of sanctioned projects into funded assets.

HUDCO Signs MoU With NIUA For Urban Development Collaboration

Looking at the recent developments, HUDCO has entered into a non-binding Memorandum of Understanding with the National Institute of Urban Affairs (NIUA) on November 24, 2025. Through this agreement, both organisations plan to collaborate on initiatives of mutual interest related to urban infrastructure and development.

The proposed areas of cooperation include infrastructure investment, HUDCO’s Urban Invest Window (UiWIN), and the design and delivery of capacity-building programmes. The partnership also envisages organising seminars, conferences, and workshops, along with undertaking research, monitoring, evaluation, and impact assessment studies.

Additionally, the MoU seeks to explore potential collaborations with multilateral funding agencies and other suitable financing avenues to support urban development initiatives. The agreement was signed by Shri M. Nagaraj, Director (Corporate Planning) at HUDCO, and Dr. Debolina Kundu, Director (AC) at NIUA.

HUDCO Share Price Performance

On January 1, 2026, HUDCO share price opened at ₹229.75, touching the day’s low at ₹227.50, as of 11:53 AM on the NSE.

Also Read: Credit Growth Nears 12% While Deposit Growth Slows!

Conclusion

HUDCO’s provisional loan sanctions and disbursements for the nine months ended December 2025 demonstrate resilient growth and execution strength. With consistent quarterly performance, the company remains well-positioned to support India’s infrastructure and housing financing needs in the coming quarters.

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