HDFC Bank to Revise Debit Card Airport Lounge Access Rules from January 10

HDFC Bank has announced a revision to its complimentary airport lounge access service for debit card users. Effective January 10, 2026, the new rules include a spend threshold and the use of digital vouchers for entry.  

The updated system aims to streamline access by ensuring eligibility is met prior to lounge entry. 

Voucher-Based Entry and New Minimum Spend Requirement 

From January 10, 2026, physical debit card swipes will no longer provide access to airport lounges. Customers must meet a minimum quarterly spend of ₹10,000 to qualify.  

After meeting this requirement, a digital voucher or QR code will be shared via SMS or email. This code must be presented at participating lounges for entry. 

The previous spending threshold for eligibility was ₹5,000. The ₹10,000 spend can include multiple purchases both online and in-store. However, the condition does not apply to users of the HDFC Bank Infiniti Debit Card, which continues to offer unrestricted lounge access. 

Unchanged Visit Limits by Debit Card Type 

Despite the procedural changes, HDFC Bank has retained the existing number of complimentary lounge visits per card type: 

• Millennia Debit Card: 1 visit per quarter
• Platinum Debit Card: 2 visits per quarter
• Times Points Debit Card: 1 visit per quarter
• Business Debit Card: 2 visits per quarter
• GIGA Debit Card: 1 visit per quarter
• Infiniti Debit Card: 4 visits per quarter 

Eligible Transactions and Voucher Validity 

Only purchase transactions using the debit card will count towards the ₹10,000 quarterly spend. The following transactions are excluded: ATM withdrawals, UPI or wallet payments, credit card bill payments using a debit card, and debit card EMIs. 

Read More: HDFC Bank Doubles Spend Limit for Lounge Access, Launches Digital Voucher System from January 10, 2026! 

Lounge Access Validity and Conditions 

Once generated, the digital voucher remains valid until the end of the following calendar quarter. For example, a voucher issued on November 15, 2025, will be valid until March 31, 2026.  

Access to lounges continues on a first-come, first-served basis. Lounges may impose their terms, including duration limits and capacity restrictions. 

Conclusion 

HDFC Bank has introduced key updates to its airport lounge access facility for debit card users, with effect from January 10, 2026. The integration of digital vouchers and an increased minimum spend threshold aims to make eligibility clearer while retaining the same visit limits across debit card types. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.