Shares of HDFC Bank have remained under pressure in recent sessions, extending losses for a fourth consecutive day. The decline comes as investors await the bank’s third-quarter earnings announcement scheduled for mid-January.
The stock movement follows the release of the bank’s quarterly business update, which outlined growth trends across advances and deposits.
HDFC Bank shares fell by as much as 1% during intraday trade on Thursday, January 8, touching a low of ₹942. With this decline, the stock has lost close to 4% over the past four trading sessions, reflecting cautious sentiment ahead of the upcoming earnings announcement on January 17.
During the third quarter, HDFC Bank reported steady growth in its lending book. Average advances under management rose by around 9% year-on-year to ₹28.64 lakh crore, compared with ₹26.28 lakh crore in the same period last year.
On a period-end basis, advances under management increased 9.8% year-on-year to approximately ₹29.46 lakh crore as of December 31, 2025. Period-end gross advances grew at a higher rate of 11.9% to ₹28.45 lakh crore, indicating continued momentum in lending activity.
On the liabilities front, the bank reported consistent growth in deposits. Average deposits during the quarter increased 12.2% year-on-year to ₹27.52 lakh crore.
Average CASA deposits grew 9.9% to ₹8.98 lakh crore, while average time deposits rose 13.4% to ₹18.54 lakh crore, pointing to sustained traction in term deposit mobilisation.
As of December 31, 2025, total deposits stood at ₹28.60 lakh crore, reflecting an 11.5% year-on-year increase. CASA deposits at the end of the period rose 10.1% to ₹9.61 lakh crore, supporting the bank’s funding profile.
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HDFC Bank’s recent share price decline reflects investor caution ahead of its third-quarter results, despite steady growth reported across advances and deposits. Market participants are likely to closely monitor the upcoming earnings announcement for further clarity on performance trends and outlook.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
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Published on: Jan 8, 2026, 2:27 PM IST
Neha Dubey
Neha Dubey is a Content Analyst with 3 years of experience in financial journalism, having written for a leading newswire agency and multiple newspapers. At Angel One, she creates daily content on finance and the economy. Neha holds a degree in Economics and a Master’s in Journalism.
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