Bandhan Bank Share Price Jumps Over 8% on Q4 FY26 Earnings Results: Net Profit up 68% YoY

Bandhan Bank's financial performance for Q4 FY26 has drawn significant attention, with notable improvements in key metrics. The bank reported a net profit of ₹534 crore, marking a 68% year-on-year (YoY) increase, while total income rose 1.1% YoY to ₹6,199.13 crore. 

Bandhan Bank Q4 FY26 Earnings Results 

In the quarter ending March 31, 2026, Bandhan Bank's net profit surged 68.1% YoY to ₹534.14 crore, compared to ₹317.90 crore in the same period last year.  

Sequentially, the profit increased by 159.8% from ₹205.59 crore in Q3 FY26. Total income for Q4 FY26 was ₹6,199.13 crore, up 1.1% YoY and 1.3% quarter-on-quarter (QoQ). 

Annual Performance for FY26 

For the full financial year ending March 31, 2026, Bandhan Bank's total income decreased by 2.0% YoY to ₹24,423.14 crore.  

The net profit for FY26 was ₹1,223.56 crore, down 55.4% from ₹2,745.30 crore in FY25. Despite the annual decline, the bank's quarterly performance showed resilience. 

Deposits and Advances Growth 

As of March 31, 2026, Bandhan Bank's total deposits grew 10% YoY to ₹1.66 lakh crore. Gross advances increased 13% YoY to ₹1.54 lakh crore.  

Retail deposits, including CASA and retail term deposits, rose 18%, making up 74% of total deposits. Secured advances grew 25% YoY, constituting 56% of the total loan book. 

Read More: RBI Slaps ₹41.8 Lakh Penalty on Bandhan Bank, ₹80,000 on Muthoot Housing Finance for Non-Compliance! 

Asset Quality and Provisions 

The bank maintained a stable asset quality with a gross NPA of 3.3% and net NPA of 1.0% in Q4 FY26. The provision coverage ratio, including technical write-offs, stood at 84.9%. The provisions and contingencies for Q4 FY26 were ₹677 crore. 

Bandhan Bank Share Price Performance 

As of April 29, 2026, at 9:30 AM, Bandhan Bank share price on NSE is trading at ₹194.08, up by 8.62% from the previous closing price. 

Conclusion 

Bandhan Bank's Q4 FY26 results highlight a strong quarterly performance with significant profit growth and stable asset quality. Despite a decline in annual profit, the bank's robust deposit and advances growth reflect its solid operational framework. 

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