Bandhan Bank Share Price in Focus as Lender Plans to Sell ₹7,000 Crore Stressed Loans

Bandhan Bank share price will be closely watched on Friday, November 28, after the lender announced that it will sell its stressed loan portfolios. The bank plans to offload both its non-performing assets (NPAs) and written-off loans through a bidding process involving asset reconstruction companies.

Details of the Stressed Assets

As of the end of September:

• The bank’s NPA portfolio had an outstanding principal of ₹3,212 crore.
• The written-off loan portfolio stood at ₹3,719 crore.

Together, the loans total nearly ₹7,000 crore.

The bank’s board approved the proposal to sell these assets in a meeting held on Thursday.

Bidding and Auction Process

Bandhan Bank will invite bids using the Swiss Challenge method for NPA accounts that are over 180 days overdue. These accounts carry a principal outstanding of ₹3,212.17 crore as of September 30, 2025.

Additionally, the bank will also auction written-off loans amounting to ₹3,719.14 crore.

Loan Categories Involved

The loan pools being sold fall under 2 key segments:

• Emerging Entrepreneurs Business (EEB) – includes group loans and small business or agriculture-related loans.
• Aspiring Business Group (ABG) – loans to emerging business borrowers.

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Bandhan Bank Share Price Performance

Bandhan Bank share price (NSE: BANDHANBNK) closed at ₹149.50 on November 27, down 1.11% or ₹1.68 for the day. The stock opened at ₹152.00, touched a high of ₹152.22, and fell to a low of ₹149.25 during the session. Its market capitalisation stands at ₹24,100 crore, with a P/E ratio of 19.61 and a dividend yield of 1%. Over the past year, the stock has traded between a 52-week high of ₹192.48 and a 52-week low of ₹128.16.

Conclusion

Bandhan Bank’s move to sell nearly ₹7,000 crore worth of stressed assets aims to clean up its loan book and improve its financial health. The sale process, involving both NPAs and written-off loans, is likely to attract investor attention as the bank focuses on strengthening its balance sheet.

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