Bajaj Finance Share Price in Focus on Q3 FY26 Earnings Results: Net Profit Declines

Bajaj Finance has released its unaudited consolidated results for the third quarter of FY26, showing a rise in total income, a decline in profit before tax on a quarterly basis, and a modest increase in net profit compared with the same quarter last year. 

Bajaj Finance Q3 FY26 Earnings Results 

Total income reached ₹21,214.58 Crore, up 5.1% from ₹20,180.76 Crore in the previous quarter. Profit before tax fell to ₹5,431.10 Crore, a 17.8% decline from ₹6,608.13 Crore. Net profit also dropped 17.8% to ₹4,066.01 Crore from ₹4,947.76 Crore. 

Quarterly Changes 

The income growth reflects continued loan book expansion and higher fee income. The fall in profit before tax and net profit is mainly due to higher provisioning and increased operating expenses, which outweighed the income rise. 

Read More: Bajaj Housing Finance Share Price in Focus on Q3 FY26 Earnings Results: PAT Rises 21% YoY! 

Bajaj Finance Yearly Comparison 

Against Q3 FY25, total income rose 17.5% to ₹21,214.58 Crore from ₹18,058.32 Crore. Profit before tax decreased 5.8% to ₹5,431.10 Crore from ₹5,765.42 Crore, while net profit declined 5.6% to ₹4,066.01 Crore from ₹4,308.19 Crore. 

9 Month Performance 

For the nine‑month period, total income increased 18.9% to ₹60,923.08 Crore versus ₹51,256.04 Crore. Profit before tax grew 12.0% to ₹18,406.81 Crore from ₹16,432.25 Crore, and net profit rose 12.6% to ₹13,779.06 Crore from ₹12,233.91 Crore. 

Bajaj Finance Share Price Performance 

As of February 04, 2026, at 9:35 AM, Bajaj Finance share price on NSE was trading at ₹955.80 down by 0.89% from the previous closing price. 

Conclusion 

Bajaj Finance’s Q3 FY26 results show a solid increase in revenue, a quarterly and yearly dip in profitability and net profit. The nine‑month figures indicate overall growth in both income and earnings. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.