AAVAS Financiers Share Price Hits 52-Week Low After Q3 FY26 Earnings Results

Written by: Kusum KumariUpdated on: 6 Feb 2026, 8:26 pm IST

AAVAS Financiers shares hit a 52-week low after Q3 FY26 results, as weak loan disbursements slowed AUM growth despite stable margins and healthy asset quality.

AAVAS Financiers share price (NSE: AAVAS) declined about 7% in intraday trade, touching a 52-week low near ₹1,283 after the company announced its Q3 FY26 results. The stock has now fallen for eight straight trading sessions, losing around 14% during this period and nearly 43% from its April 2025 peak.

About AAVAS Financiers

AAVAS Financiers is an affordable housing finance company that mainly serves low- and middle-income, self-employed customers in semi-urban and rural India. Its products include home loans, loans for construction or repair, loans against property, and MSME loans.

AAVAS Financiers Q3 FY26 Earnings Performance and Business Trends

The December quarter showed stable profitability, steady margins, and healthy asset quality. However, loan disbursements remained weak, leading to slower growth in assets under management (AUM) than expected.

AUM growth stood at about 15% year-on-year, slightly lower than the previous quarter, mainly due to muted disbursements.

Outlook Ahead

Management expects better disbursements in Q4 supported by new branch additions.
For FY27, the company targets:

17–18% AUM growth
25% disbursement growth
Low credit costs below 25 basis points
Expansion of branches and digital channels

Conclusion

AAVAS Financiers remains fundamentally stable, but slower loan growth and rising competition have weighed on investor sentiment. Future stock performance will depend on stronger disbursements and consistent AUM expansion.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Published on: Feb 6, 2026, 2:56 PM IST

Kusum Kumari

Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.

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