Aadhar Housing Finance Q4 FY26 Results: Net Profit Growth at 22%, 20% AUM Rise

Assets Under Management (AUM) grew 20% year-on-year to ₹30,571 crore as of March 31, 2026, compared with ₹25,531 crore a year earlier. Loan disbursements for the full year rose 17% to ₹9,556 crore.

In the March quarter alone, disbursements reached ₹3,087 crore, up 20% YoY, making it the company’s highest-ever quarterly disbursement. The total loan customer base crossed 3.36 lakh accounts.

Net Profit And Net Worth Improve

The company reported strong profitability during the year.

• FY26 profit after tax (PAT) rose 22% to ₹1,108 crore.
• Q4 FY26 PAT grew 27% to ₹311 crore.
• Net worth increased 18% to ₹7,541 crore.

Return ratios remained healthy, with FY26 Return on Assets (ROA) at 4.4% and Return on Equity (ROE) at 15.9%. 

Asset Quality Remains Stable

The company maintained stable loan quality despite growth. Gross NPAs stood at 1.08% of AUM as of March 2026, showing consistent portfolio performance.

Conclusion

Aadhar Housing Finance ended FY26 with strong loan growth, rising profitability and steady asset quality. Record disbursements and expanding AUM highlight its steady momentum in the affordable housing finance segment.

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