SIPs remain a popular investment route for investors looking to build long-term wealth through mutual funds. A recent SIP performance example from the Tata Large Cap Fund shows how regular investing could have generated returns over the last five years.
A monthly SIP of ₹5,000 in the Tata Large Cap Fund over the last five years would have grown to ₹3,62,744 against a total investment of ₹3,00,000, delivering an annualised return of 7.37%.
In comparison, the same SIP investment would have grown to ₹3,50,814 in the Nifty 100 TRI and ₹3,48,160 in the Nifty 50 TRI during the same period.
| Particulars | Details |
| Risk Level | Very High Risk |
| Fund Size (AUM) | ₹2,687.17 crore |
| Expense Ratio | 1.02% |
| Minimum SIP Amount | ₹100 |
| Minimum Lumpsum Investment | ₹5,000 |
| Exit Load | 0.50% of NAV within 30 days |
| Company | Allocation |
| ICICI Bank Ltd. | 9.06% |
| HDFC Bank Ltd. | 6.49% |
| Reliance Industries Ltd. | 5.76% |
| Axis Bank Ltd. | 3.89% |
| Infosys Ltd. | 3.87% |
The fund is primarily invested in large-cap companies across banking, IT, and energy sectors.
The fund has a long operating history of 28 years and falls under the “Very High Risk” category. It reported a 1-year CAGR of -3.43% as of 31 March 2026, highlighting short-term market volatility.
Large-cap funds are generally considered suitable for investors seeking exposure to established companies through long-term investing.
Read more: SIP Calculator: How Much You Can Earn by Investing ₹50,000 Monthly for 5 or 10 Years?
The Tata Large Cap Fund SIP example shows how disciplined investing can potentially generate returns over time. However, mutual fund investments are market-linked, and investors should evaluate their financial goals and risk appetite before investing.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in securities market are subject to market risks, read all the related documents carefully before investing.
Published on: May 8, 2026, 4:54 PM IST
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