JioBlackRock Introduces New Digital Advisor: ₹10,000 Minimum Investment, ₹350 Annual Fee

JioBlackRock Investment Advisers, a 50:50 joint venture between Jio Financial Services Limited and BlackRock Inc., has introduced a digital platform that offers personalised investment advice to Indian retail investors, as per news report. 

Platform Overview and Key Features 

The service, named JioBlackRock Personalised Investment Advice, combines individual risk profiles and financial goals with institutional‑grade analytics.  

Users can begin with an initial investment of ₹10,000 and receive daily portfolio monitoring, rebalancing suggestions and risk alerts.  

The platform is accessible through the JioFinance and MyJio mobile applications, extending the reach of digital financial services across Jio’s ecosystem. 

Pricing Structure and Access 

Advisory fees are set at ₹350 per year for assets up to ₹1 lakh. For assets exceeding ₹1 lakh, the charge is 0.35% annually on the amount under advisory. An introductory period of the first 3 months is offered free of charge, allowing users to evaluate the service without cost. 

Read More: Top 3 Regular Plan AUMs: ICICI Prudential, HDFC and SBI Mutual Funds Lead Regular Plan Assets in 2025! 

Technology Backbone – Aladdin 

The platform leverages BlackRock’s Aladdin® technology, a risk management and portfolio analytics system used by institutional investors worldwide. Aladdin processes market data in real time, enabling the digital advisory service to adjust recommendations as conditions change. This integration aims to bring sophisticated risk analytics to retail investors at an affordable price point. 

Conclusion 

JioBlackRock’s digital advisory platform provides a structured, technology‑driven approach to personal investment guidance. By pairing Jio’s digital reach with BlackRock’s Aladdin analytics, the service targets retail investors seeking affordable, data‑backed advice. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.