The Finance Ministry has extended the deadline to opt for the Unified Pension Scheme (UPS) till September 30, 2025, giving central government employees three extra months to decide whether to switch from the National Pension System (NPS). The earlier deadline was June 30, 2025.
The decision to extend the cutoff date came after requests from employees and stakeholders asking for more time to consider the switch. The extension applies to:
If no option is submitted by September 30, 2025, it will be assumed the employee chose to continue under NPS, without UPS benefits.
Read More: 31,500+ Central Govt Staff Opt for Unified Pension Scheme Till July 20: Finance Ministry!
The Unified Pension Scheme, launched on April 1, 2025, offers:
This makes UPS a more secure retirement option for those seeking a fixed income post-retirement.
Central government employees now have more time to assess the benefits of UPS and decide if they want to shift from NPS. This extension gives eligible individuals an opportunity to make a well-informed choice regarding their retirement security.
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Published on: Aug 1, 2025, 4:28 PM IST
Kusum Kumari
Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.
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