
Banks in several parts of India remain closed on March 20 due to religious observances linked to the Islamic calendar. The bank holiday has been declared in select states to mark Eid-Ul-Fitr (Ramzan) and Jumat-ul-Vida. Customers in these regions may experience limited banking services at physical branches during the day.
According to the banking holiday schedule, banks are closed on March 20 in Jammu & Kashmir, Kerala and Andhra Pradesh. In addition, banking operations will also remain suspended in Srinagar as part of the regional holiday observance.
Public and private sector banks operating in these regions will not conduct normal branch-based services. This includes banks such as State Bank of India, Punjab National Bank, HDFC Bank, ICICI Bank, and other commercial banks.
The holiday has been declared to observe Eid-Ul-Fitr (Ramzan) and Jumat-ul-Vida. Jumat-ul-Vida refers to the last Friday of the holy month of Ramadan and holds special religious significance for Muslims. The day is marked by prayers and community gatherings, which is why several states declare a public holiday.
Such holidays are determined regionally depending on the cultural and religious importance of festivals in different states.
Although physical bank branches remain closed, customers can continue to access most banking services digitally. Online banking platforms, mobile banking apps, ATMs and UPI services remain operational even during bank holidays.
Services such as fund transfers through NEFT, RTGS and IMPS are available, allowing customers to complete essential transactions without visiting a bank branch.
Also Read: Stock Market Holidays in March 2026: For How Many Days Will NSE and BSE Remain Closed?
The bank holiday on March 20 affects select states where Eid-Ul-Fitr and Jumat-ul-Vida are observed. While branch operations remain closed in these regions, digital banking services ensure that customers can still carry out essential financial transactions without disruption.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a private recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Published on: Mar 20, 2026, 9:30 AM IST

Nikitha Devi
Nikitha is a content creator with 7+ years of experience in the financial domain. Specialising in personal finance, investments, and market insights, Nikitha simplifies complex financial topics, making them accessible to readers.
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