SIP Inflows Hit Record ₹29,361 Crore in September 2025

Systematic Investment Plan (SIP) inflows climbed to an all-time high of ₹29,361 crore in September, marking a 4% rise from ₹28,265 crore in August, according to data from the Association of Mutual Funds in India (AMFI). This also marks the 55th consecutive month of positive equity inflows, underlining the consistent appeal of systematic investing among Indian investors.

Retail Participation Fuels Industry Growth

Retail investors remain the backbone of this growth, with active SIP accounts surpassing 9.25 crore and total retail folios reaching 19.8 crore across equity, hybrid, and solution-oriented schemes. The mutual fund industry’s total assets under management (AUM) rose to ₹75.61 lakh crore, with SIP AUM alone contributing ₹15.52 lakh crore, accounting for 20.2% of total industry assets.

“SIPs achieved a new milestone with record monthly contributions and over 9.25 crore active accounts. This highlights retail investors’ growing preference for disciplined, long-term investing,” said Venkat N Chalasani, Chief Executive, AMFI.

“The addition of over 30 lakh new folios, pushing the total folio count beyond 25 crore, underscores the widening reach and deepening trust in mutual funds as a key avenue for wealth creation,” he added.

Equity Inflows Remain Strong but Show Signs of Cooling

Equity-oriented mutual funds recorded net inflows of ₹30,405 crore in September, continuing the positive trend but showing a slight slowdown for the second straight month, after hitting ₹42,703 crore in July and ₹33,417 crore in August.

Category-Wise Inflows: Flexi-Cap Leads

• Flexi-cap funds attracted the highest inflows at ₹7,029 crore.
• Mid-cap and small-cap funds followed with ₹5,085 crore and ₹4,363 crore, respectively.
• Large-cap funds brought in ₹2,319 crore, as investors grew more selective amid elevated valuations.
• Sectoral and thematic funds received ₹1,220 crore, aided in part by new fund launches.

On the flip side, Equity-Linked Saving Schemes (ELSS) and dividend yield funds experienced net outflows of ₹308 crore and ₹168 crore, respectively.

Also Read: Are Your Mutual Fund Investments Diversified? Here's How to Avoid the 33% Risk Zone Early 

New Fund Offers (NFOs) Gain Momentum

New fund launches remained active, with nine New Fund Offers (NFOs) mobilising a total of ₹1,959 crore in September. The Baroda BNP Paribas Business Conglomerates Fund led the way in attracting investor attention during the month.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.