SIP Inflows Hit Record ₹28,464 Crore in July 2025

India’s mutual fund industry saw strong retail participation in July 2025, with Systematic Investment Plan (SIP) inflows touching an all-time high of ₹28,464 crore. This marks a 4% rise from ₹27,269 crore in June.

Surge in New SIP Registrations

The number of new SIPs registered in July stood at 68.69 lakh, a significant jump from 61.91 lakh in June and 59.14 lakh in May. This steady rise over three consecutive months signals growing awareness about the benefits of systematic investing and the preference for a staggered investment approach during uncertain times.

Growth in Retail Participation

Retail mutual fund folios across Equity, Hybrid, and Solution Oriented Schemes rose to 19.42 crore in July 2025 from 19.07 crore in June. The retail Assets Under Management (AUM) stood at ₹43.90 lakh crore in July, compared to ₹43.99 lakh crore in May. While the retail AUM saw a marginal dip, the increase in folio count indicates broad-based participation from small investors.

SIP AUM and Account Growth

SIP AUM in July 2025 was at ₹15.19 lakh crore, slightly lower than ₹15.30 lakh crore in June. However, the number of contributing SIP accounts grew by 5.4%, rising from 8.64 crore in June to 9.11 crore in July.

Equity Mutual Fund Inflows and Industry AUM

Equity mutual funds recorded their highest-ever monthly inflow of ₹42,702 crore in July, aided by strong domestic institutional investor (DII) support. Overall, mutual fund folios reached 24.57 crore in July, up from 24.13 crore in June. The industry’s Average AUM (AAUM) for the month stood at ₹77 lakh crore, while total AUM rose 1.3% to ₹75.36 lakh crore.

“The total Assets under Management grew by 1.3% to Rs 75.36 Lakh Crores, despite pressures from a strong US Dollar and persistent foreign fund outflows. This is a testament to sustained investor confidence and disciplined participation,” said Venkat N Chalasani, Chief Executive, AMFI.

Also Read: SEBI Removes Transaction Charge Payments to Mutual Fund Distributors!

Conclusion

The record SIP inflows, sharp rise in new account registrations, and robust equity fund inflows highlight sustained investor confidence in India’s mutual fund industry.

Despite global market uncertainties, retail investors continue to show discipline in their investment approach. AMFI has reiterated its commitment to investor education and maintaining a transparent, well-regulated ecosystem to foster long-term wealth creation.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.