SIP Calculator: How Can You Build 1 Crore Corpus with SBI PSU Fund?

The returns from the SBI PSU Fund have outperformed the category average and maintained a competitive track record of generating returns. 

As per trailing returns as on Feb 18, 2026, the fund delivered returns of nearly 17.1% in 6 months, compared to the category average of 14.2%. It has also posted returns worth 34.41% in the past 3 years, compared to the average category returns of 29.64%. 

A SIP calculator shows that if an investor puts ₹30,000 per month for 10 years in the SBI PSU Fund, the estimated corpus could grow to around ₹1.02 crore, assuming returns remain broadly in line with historical trends.

However, since this is a very high-risk mutual fund, the actual returns may vary significantly.

Key Details of the SBI PSU Fund

SIP Calculator: What Happens If You Invest ₹30,000 Per Month in SBI PSU Fund?

If you invest ₹30,000 every month for 10 years in the SBI PSU Fund, you will accumulate nearly ₹36,00,000 in principal. Based on the SIP calculator’s return assumptions, the estimated profit amounts to nearly ₹66.33 Lacs! This means, you would be able to build a corpus of nearly 1.02 crore, if the scheme continues to perform well!

What is Better: Gold or SBI PSU Fund?

As per the SIP calculator, SBI PSU Fund can perform slightly better than the category average, and significantly better than a typical bank savings outcome. 

If you invest ₹30,000 elsewhere, then here is how your total corpus would compare to the SBI PSU Fund: 

Read more: How Much EMI Will You Pay on a ₹60,000 Smartphone?

Conclusion 

The SIP calculator shows that investing ₹30,000 per month for 10 years in SBI PSU Fund could potentially help investors accumulate around ₹1.02 crore, assuming the fund continues to deliver strong long-term returns.

However, since it is a very high-risk PSU sector fund, investors should consider diversification and risk tolerance before relying on it for a long-term goal.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual fund investments in the securities market are subject to market risks. Read all the related documents carefully before investing.