Paytm Money and JioBlackRock Partner to Launch India's First Systematic Active Equity Fund

Paytm Money, the wealth-tech subsidiary of One97 Communications Limited, has launched India’s first Systematic Active Equity (SAE) fund in partnership with JioBlackRock. The JioBlackRock Flexi Cap Fund aims to provide retail investors with access to advanced equity investment strategies, with a minimum entry of just ₹500.

Fund Details and Technology Approach

The New Fund Offer (NFO) is open from September 23 to October 7, 2025, exclusively through the Paytm Money app. The fund follows a flexi-cap model, investing across large, mid, and small-cap companies within a disciplined framework. It carries an indicative Total Expense Ratio of 0.50 per cent with no exit load. 

Powered by BlackRock’s SAE methodology, the fund blends artificial intelligence, machine learning, and alternative data such as consumer transactions and search trends, alongside the expertise of fund managers. BlackRock’s Aladdin® platform further strengthens this process by analysing nearly 1,000 Indian companies.

Partnership and Accessibility

With its zero-commission model and digital onboarding, Paytm Money enables investors to access the scheme directly via their smartphones. As per the news reports, a Paytm Money spokesperson stated, "We have partnered with JioBlackRock to bring their flagship Flexi Cap SAE fund to retail investors in India. The entry point has been lowered to just ₹500, enabling every Indian investor to access strategies that were earlier available only to global institutions." 

A JioBlackRock spokesperson added, "We are pleased to partner with Paytm Money to expand retail access to our Systematic Active Equity capabilities. For a digital-first AMC, having a partner like Paytm Money with a wide distribution reach, we aim to offer a scalable, low-cost equity solution suited to India's expanding market breadth."

Read More: Paytm’s Parent Company to Invest ₹455 Crore in Subsidiaries Amid Internal Restructuring!

Conclusion 

The collaboration between Paytm Money and JioBlackRock marks a new chapter in retail investing by combining technology with affordability. With advanced SAE strategies, AI-driven insights, and a low entry barrier, the initiative broadens access to equity markets, empowering Indian investors to participate in professional-grade investment opportunities.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.