As per the ICRA Analytics, the mutual fund (MF) industry in India witnessed a notable 20% rise in Systematic Investment Plan (SIP) contributions over a one-year period ending August 2025.
As per the ICRA Analytics, in August 2025, SIP contributions touched nearly ₹28,300 crore, up from ₹23,550 crore in August 2024. This increase of 20% highlights a consistent investor interest in wealth creation through disciplined investing. Contributing factors include favourable entry points due to past market corrections, optimism around India's economic reforms, and positive trends in corporate performance.
The overall assets under management (AUM) of the Indian Mutual Fund industry also marked a 13% year-on-year growth. AUM rose from ₹66.70 lakh crore in August 2024 to ₹75.19 lakh crore in August 2025, showcasing healthy investor participation across asset classes, including equity, debt, and hybrid funds.
Open-ended equity schemes witnessed a 10% yearly rise in AUM, climbing to ₹33.09 lakh crore from ₹30.09 lakh crore. These funds have now seen uninterrupted inflows for 54 consecutive months. Debt fund AUM grew from ₹16 lakh crore to ₹18.71 lakh crore, registering a strong 17% jump, further underlining asset diversification by investors.
Read More: Mutual Funds Net Equity Investments in 2025 Crossed the ₹4 Trillion mark!
August 2025 recorded a dramatic 74% surge in gold ETF inflows over July 2025, taking the total to ₹2,190 crore, a 7-month high. Meanwhile, inflows into flexi cap, mid cap, small cap, arbitrage and multi-asset allocation funds also remained steady, signalling investors’ desire for exposure across varied fund categories.
The sharp 20% increase in SIP inflows and robust AUM growth underscore growing investor trust in systematic wealth-building. Strong participation across equity, debt and alternative categories, even amidst short-term market uncertainties, reflects the maturity and evolving strategy of retail investors.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in Mutual Funds are subject to market risks. Read all related documents carefully before investing.
Published on: Oct 8, 2025, 3:31 PM IST
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