Kotak Flexicap Fund has demonstrated significant wealth creation by transforming a ₹10,000 monthly SIP into ₹75.58 lakh over 15 years, while also crossing ₹50,000 crore in assets under management.
The fund has delivered consistent returns since inception on September 11, 2009. A ₹10,000 monthly SIP has grown to ₹75.58 lakh with an XIRR of 14.80%. The scheme has maintained a 16.59% compound annual growth rate (CAGR) since launch, building a strong performance record across multiple market environments.
A ₹10,000 SIP invested 10 years ago would have grown to ₹25.39 lakh with an XIRR of 14.35%. For the last 5 years, the same SIP would have reached ₹8.51 lakh with a 13.98% XIRR. Lumpsum investments have also performed well, with ₹1 lakh invested at inception growing to approximately ₹8.7 lakh, representing a 14.07% CAGR.
Managed by Harsha Upadhyaya, the Kotak Flexicap Fund has allocated approximately 73% to large caps, 19% to midcaps, and 5% to small caps as of December 31, 2025. The portfolio focuses on financial services, automobile and auto components, capital goods, chemicals, construction materials, and consumer services, blending top-down sector views with bottom-up stock selection.
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The fund has attracted significant investor confidence, crossing ₹50,000 crore in AUM and reaching ₹56,478 crore by December 31, 2025. With 11,81,608 folio counts, the expense structure differs between plans, with the regular plan at 1.44% and the direct plan at 0.60%.
The Kotak Flexicap Fund Direct Plan-Growth Option has generated 15.70% CAGR over 10 years and 16.87% over 5 years, benchmarked against Nifty 500 TRI. The fund aims to generate long-term capital appreciation from a portfolio of equity and equity-related securities focused on selected sectors across market capitalisations.
Kotak Flexicap Fund has established itself as a long-term performer with consistent returns across various investment horizons. The fund's diversified portfolio across market capitalisations and sectors has contributed to its ability to navigate different market cycles while delivering wealth creation for investors.
Disclaimer:This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
Published on: Feb 6, 2026, 2:29 PM IST
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