Invesco Mutual Fund Announces Change in Exit Load Structure for Invesco India Credit Risk Fund

Invesco Mutual Fund has announced a change in the exit load for the Invesco India Credit Risk Fund. The charge on units redeemed within one year has been reduced from 4% to 1%. This updated structure will apply to all new investments made from November 20, 2025. The fund continues to operate within the credit risk category of debt mutual funds. 

Exit Load Revision 

Credit risk funds usually apply exit charges to discourage early withdrawals, as they invest in debt instruments that may require longer holding periods. With the new structure, investors redeeming units before completing one year will now pay 1% instead of 4%. This revision changes the previous cost of exiting early and brings the charge down to a lower level than earlier. 

Fund Benchmark 

The Invesco India Credit Risk Fund is benchmarked against the NIFTY Credit Risk Bond Index B-II. This index tracks corporate bonds that fall under the credit risk category, generally carrying lower ratings than traditional corporate bond holdings. The benchmark reflects returns linked to a group of corporate debt securities with varied credit profiles. 

Dividend Information 

Available dividend history for the fund shows a distribution recorded in the Monthly IDCW Plan. On 30 August 2018, a dividend of ₹3.7704 per unit was declared. Dividend payouts in credit risk funds depend on the income they generate from the debt instruments held by the scheme. 

Applicability of the Change 

The revised exit load applies only to prospective investments. Existing holdings within the scheme will continue under the conditions that were valid at the time of investment. Investors redeeming units purchased on or after 20 November 2025 will fall under the new structure. 

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Conclusion 

The exit load of the Invesco India Credit Risk Fund has been reduced to 1% for redemption within one year, effective for new investments from 20 November 2025. The fund remains benchmarked to the NIFTY Credit Risk Bond Index B-II, and previous dividend history shows a payout of ₹3.7704 per unit in 2018. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.  

Mutual Fund Investments are subject to market risks, read all the related documents carefully before investing.