HDFC Pension Fund Achieves ₹1.5 Lakh Crore AUM Milestone in 30 Months

HDFC Pension Fund Management, one of India’s largest private pension fund managers under the National Pension System (NPS), has crossed ₹1.50 lakh crore in Assets Under Management (AUM) as of November 17.   

The milestone represents a 200% increase over the past 30 months, with AUM rising from ₹50,000 crore in May 2023. The rapid expansion signals growing trust in NPS as a structured, long-term retirement planning solution. 

HDFC Pension’s Expanding Reach and Market Presence 

HDFC Pension currently serves over 27 lakh subscribers and holds a commanding 43% market share across retail and corporate segments. The company also acts as a Point of Presence (PoP) under NPS, simplifying enrolment and account servicing for individuals and employers.  

In the corporate ecosystem, HDFC Pension has partnered with more than 4,300 companies to promote the Corporate NPS scheme, significantly increasing participation among salaried employees and organizations across India. 

Regulatory Reforms and the Fund’s Long-Term Growth Path 

The surge in AUM aligns with the Pension Fund Regulatory and Development Authority’s (PFRDA) recent reforms, including the introduction of the Multiple Scheme Framework that gives investors more flexibility and choice in retirement planning.  

Since its inception in 2011, HDFC Pension has expanded steadily from an AUM of ₹6 crore in FY 2013-14 to its current scale, reflecting consistent investor adoption. The fund follows PFRDA investment guidelines and manages retirement savings for salaried individuals, self-employed workers, gig economy earners, and even minors through parental accounts. 

The NPS itself continues to evolve as a disciplined, low-cost, and tax-efficient investment avenue, with recent updates aimed at improving accessibility and user experience across income brackets and age groups. 

Read More: HDFC Mutual Fund Increases Exposure to RIL, Cuts Stake in Paytm in October! 

Conclusion 

HDFC Pension Fund Management’s achievement of ₹1.50 lakh crore in AUM reinforces the rising importance of structured retirement planning in India. Backed by regulatory support and strong subscriber growth, the fund’s trajectory highlights a maturing pension ecosystem that is becoming more flexible, transparent, and investor-centric. 

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