DSP Credit Risk Fund Resumes Subscription and Revises Exit Load

DSP Mutual Fund has announced the reopening of its DSP Credit Risk Fund for subscriptions starting January 1, 2026. This move allows investors to participate in the scheme, with a maximum investment limit of ₹10 crore per PAN, which includes existing investments and new inflows. 

Resumption of Subscriptions in DSP Credit Risk Fund 

After a suspension period that began on December 16, 2021, DSP Credit Risk Fund is now open for new and additional investments. The fund had previously halted all fresh purchases, additional investments, and systematic transactions. The reopening is expected to attract investors looking to diversify their portfolios with credit risk exposure. 

The fund's reopening comes with a stipulation that limits investments to ₹10 crore per PAN, ensuring a balanced inflow of capital. This cap applies to all forms of investment, including lump sum, SIPs, STPs, and switch-ins. 

Revised Exit Load Structure 

Alongside the reopening, DSP Mutual Fund has revised the exit load structure for the DSP Credit Risk Fund. Previously, the scheme imposed a 1% exit load for redemptions exceeding 10% of the investment within 12 months.  

The new structure imposes a 3% exit load for any redemption within 12 months, reflecting a significant change in the fund's terms. 

Read More: SIP Inflows Surpass ₹3 Trillion for the 1st Time in 2025! 

Conclusion 

The reopening of DSP Credit Risk Fund with a revised exit load structure marks a significant update for investors. With the new terms in place, investors have an opportunity to reassess their investment strategies in light of the fund's revised conditions. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.