Curie Money Goes Live After NPCI Approval, Blends Saving and Spending in One App

Fintech startup Curie Money has received final approval from the National Payments Corporation of India (NPCI). With this approval, the platform is now live for everyone on Android and iOS across India.

Curie Money aims to change how people save and spend money. It allows users to earn daily returns on their savings through liquid mutual funds, while still being able to make instant UPI payments from the same account. This means your money keeps growing even when it’s not being spent, similar to how money market accounts work in countries like the US and UK.

Backed by Strong Investors

In December 2024, Curie raised US$1.2 million in seed funding, led by India Quotient along with other investors. The company plans to use this money to improve its technology, grow its team, and build more partnerships across India.

How Does Curie Money Work?

Users can earn up to 6.7% annual returns by investing in liquid mutual funds through Curie. When they make a UPI payment, the app automatically redeems the required amount and sends it to their linked bank account instantly. This gives users the best of both worlds. Their money grows daily and remains available anytime for spending.

Read more: NPCI International Inks MoU with NTT DATA Japan to Enable UPI Payments in Japan.

Conclusion

With NPCI’s approval, Curie Money is now open to everyone in India, marking a big step toward smarter, simpler, and more rewarding digital banking. It offers a fresh way to manage money, where your savings earn for you daily, and your payments remain instant and effortless.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.