Investing in mutual funds through a lump sum approach means putting a substantial amount of money into the market all at once, rather than spreading it out over time through systematic investments. This strategy is often chosen by investors who have surplus funds and wish to deploy it immediately for potential market gains.
Lump sum investing can be particularly effective in a bullish or steadily rising market, as it allows the entire investment to benefit from compounding and market appreciation from day one. In this blog, we’ll explore some of the best mutual funds for lump sum investments in November 2025.
| Name | AUM (₹ Cr) | CAGR 3Y (%) | Expense Ratio (%) |
| Edelweiss Mid Cap Fund | 11,731.01 | 27.09 | 0.38 |
| Kotak Midcap Fund | 56,988.32 | 24.43 | 0.37 |
| Nippon India Multi Asset Allocation Fund | 7,759.34 | 22.26 | — |
| ICICI Pru Nifty Next 50 Index Fund | 7,964.02 | 18.83 | 0.31 |
| ICICI Pru Asset Allocator Fund | 27,750.45 | 15.84 | 0.19 |
Note: The above-mentioned schemes have been selected based on 3Y CAGR as of October 30, 2025.
Read more: Bajaj Finserv Mutual Fund Surpasses 1 Million Folios with ₹28,814 Crore AUM.
Lump sum investing in mutual funds provides the benefit of immediate market participation and the potential for strong returns during bullish phases. However, it also comes with the inherent risk of poor market timing. Investors should carefully evaluate their financial goals, risk appetite, and prevailing market conditions before deploying a large amount at once.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Oct 30, 2025, 4:40 PM IST
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