Choosing the right mutual fund for a lump sum investment requires a careful balance between historical performance and cost-efficiency. In this guide, we break down the top-performing schemes across various categories: from aggressive mid-cap funds to balanced multi-asset allocations.
| Fund Name | AUM (₹ Cr) | 3Y CAGR (%) |
| Kotak Midcap Fund | 60,385.03 | 22.20 |
| ICICI Pru Dynamic Asset Allocation Active FOF | 28,974.11 | 15.03 |
| Edelweiss Mid Cap Fund | 12,646.93 | 27.25 |
| Nippon India Multi Asset Allocation Fund | 9,600.90 | 22.22 |
| ICICI Pru Nifty Next 50 Index Fund | 8,151.03 | 17.93 |
Note: The above-mentioned schemes have been selected based on 3Y CAGR as of December 31, 2025.
| Name | AUM (₹ Cr) | Expense Ratio (%) |
| ICICI Pru Dynamic Asset Allocation Active FOF | 28,974.11 | 0.20 |
| Nippon India Multi Asset Allocation Fund | 9,600.90 | 0.27 |
| ICICI Pru Nifty Next 50 Index Fund | 8,151.03 | 0.31 |
| Kotak Midcap Fund | 60,385.03 | 0.37 |
| Edelweiss Mid Cap Fund | 12,646.93 | 0.40 |
Note: The above-mentioned schemes have been selected based on expense ratio as of December 31, 2025.
Read more: Tata Group Stocks Recap 2025: How Did TCS, Trent, Titan, and Other Companies Perform This Year?
Investors looking to make lump-sum investments in January 2026 can benefit from combining high-growth and low-cost mutual funds. This includes choices like Kotak Midcap Fund, Edelweiss Midcap Fund, and ICICI Pru Dynamic Asset Allocation. By evaluating performance, AUM, and expense ratios, investors can build a diversified, well-balanced portfolio.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Jan 4, 2026, 9:00 AM IST
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