Bajaj Finserv AMC Introduces ‘Pay with Mutual Fund’ Facility for UPI Payments

Bajaj Finserv AMC has launched a revolutionary facility named ‘Pay with Mutual Fund’, blending liquidity with higher returns. This feature allows investors to use their mutual fund investments to make UPI-based payments directly through their bank accounts, creating a seamless invest-and-pay experience.

Seamless Daily Payments Using Mutual Fund Investments

With the new ‘Pay with Mutual Fund’ facility, investors can now access their liquid mutual fund holdings instantly for UPI transactions. Payment is triggered by scanning a QR code and authorising the transaction, following which the system initiates instant redemption. The limit is set at ₹50,000 or 90% of investment value, whichever is lower, aligning with the standard Instant Redemption mechanism already offered by many fund houses.

Strategic Partnership with Fintech Platform Curie Money

This facility is powered by a collaboration with Curie Money, a fintech platform that bridges mutual fund investment systems with real-time payment structures. By routing redemptions through the investor’s bank account, the solution maintains transparency and accessibility. This integration ensures that users continue transacting via UPI without altering habits while letting their parked money yield better returns than traditional savings accounts.

An Innovative Step Towards Financial Agility

As per the news reports, Ganesh Mohan, MD of Bajaj Finserv AMC, highlighted that the goal is to keep money profitable yet easily deployable. Since launching in June 2023, Bajaj Finserv AMC has swiftly grown its assets under management (AUM) to ₹28,814 crore. This new facility further positions it as a forward-looking asset manager adapting to dynamic consumption and investment needs.

Read More: Best Equity Mutual Funds in October 2025 Based on AUM: Parag Parikh Flexi Cap, HDFC Balanced Advantage and More!

Instant Liquidity Meets Optimal Returns

Liquid mutual funds generally offer higher returns than conventional savings accounts. By allowing UPI payments from these funds, Bajaj Finserv AMC bridges short-term spending with smart investing. This feature is expected to reflect the modern investor’s lifestyle where agility, liquidity and returns go hand in hand.

Conclusion

The ‘Pay with Mutual Fund’ facility by Bajaj Finserv AMC redefines how investments interact with everyday expenses. With instant access and higher returns, it exemplifies the modern financial approach that prioritises both growth and convenience.

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in Mutual Funds are subject to market risks. Read all related documents carefully before investing.