Bajaj Finserv AMC Introduces ‘Pay with Mutual Fund’ Facility for Instant UPI Payments

Bajaj Finserv Asset Management Company (AMC) has launched a new initiative, ‘Pay with Mutual Fund’, allowing investors to use their liquid fund holdings for everyday payments through UPI. This innovative facility bridges investing and daily money management, making mutual funds more accessible and flexible for routine transactions.

How Does the ‘Pay with Mutual Fund’ Facility Work?

Investors can invest in Bajaj Finserv’s liquid funds and instantly redeem portions of their holdings to make payments via UPI. The payments are routed through the investor’s bank account, ensuring a smooth and secure transfer. The service is powered by Curie Money and is available on both iOS and Android platforms.

The redemption limit follows the Insta Redemption facility, allowing investors to withdraw up to ₹50,000 or 90% of their investment, whichever is lower. This ensures that investors can access liquidity for daily expenses without disrupting their overall investment strategy.

Benefits of ‘Pay with Mutual Fund’ Facility

This initiative integrates investing with everyday spending, allowing money to stay actively invested while remaining readily accessible. Investors no longer need to maintain separate bank balances for short-term payments, as liquid funds can now serve as a dual-purpose tool, growing wealth while enabling daily transactions.

The facility simplifies financial management by merging two essential aspects: wealth creation through mutual funds and everyday convenience through UPI-based payments. Users can make payments for groceries, bills, and other needs directly from their investments without delay.

Security and Accessibility

The platform ensures secure UPI transactions and provides a user-friendly interface on mobile apps. By leveraging technology, investors can manage funds efficiently, reducing the need for manual redemptions or frequent transfers from bank accounts.

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Conclusion

Bajaj Finserv AMC’s ‘Pay with Mutual Fund’ is a significant step in modernising mutual fund usage. By enabling instant UPI payments from liquid funds, the initiative combines investment growth with convenience, empowering investors to manage money smartly. This feature aligns with the growing trend of integrating financial investments with daily financial needs, providing a seamless, agile, and flexible solution for modern investors.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual fund investments are subject to market risks. Read all the related documents carefully before investing.