Bajaj Allianz Life Introduces BSE 500 Enhanced Value 50 Index Fund for ULIPs

Bajaj Allianz Life Insurance has rolled out a new unit-linked insurance plan (ULIP) called the Bajaj Allianz Life BSE 500 Enhanced Value 50 Index Fund. The product follows a smart beta investment approach, focusing on equity opportunities across market segments.

Index Framework

The index is built on three financial ratios to identify companies that may be undervalued. These are the Book-to-Price Ratio, which measures asset strength relative to market price, the Earnings-to-Price Ratio, which compares earnings potential with valuation, and the Sales-to-Price Ratio, which highlights revenue in relation to market capitalisation.

Investment Coverage

The fund will provide exposure to large-cap, mid-cap, and small-cap companies. By including a mix of segments, it aims to offer diversification within the equity portion of the ULIP. The methodology follows a structured model that selects stocks based on their financial ratios rather than discretionary decisions.

Fund Offer Timeline

The New Fund Offer (NFO) for this ULIP is currently open and will remain available to investors until September 20, 2025, as per news reports. Subscriptions during this period allow investors to enter the fund at the launch stage.

Read more: Groww MF Launches Multi Asset Allocation Fund NFO!

Conclusion

The launch of the Bajaj Allianz Life BSE 500 Enhanced Value 50 Index Fund adds a new option to the insurer’s ULIP portfolio. With the NFO closing on September 10, the product offers a rules-based investment structure linked to equity markets.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund Investments are subject to market risks, read all the related documents carefully before investing.