A monthly SIP of ₹10,000 often sounds like a small commitment, but over time, it can potentially build a meaningful corpus. Sectoral funds like the Bandhan Infrastructure Fund have delivered strong long-term returns, raising the question: can such an investment realistically grow to around ₹27.5 lakh in 10 years?
The answer lies somewhere between historical performance and future uncertainty.
If an investor commits ₹10,000 per month for 10 years, the total investment comes to ₹12 lakh. Based on publicly available information on historical return trends of the fund, a compounded annual return in the range of 14–16% could result in a corpus of approximately ₹27–28 lakh.
However, this is not a guaranteed outcome and may/may not be replicated in the future. Market cycles, economic conditions, and sector-specific risks can significantly influence actual returns.
| Parameter | Details |
| AUM (Fund Size) | ₹1,469 Cr |
| Expense Ratio | 2.17% (as of Mar 19, 2026) |
| Benchmark | BSE India Infrastructure TRI |
| Minimum Investment | SIP: ₹3,000 |
| Risk Level | Very High |
The Bandhan Infrastructure Fund has delivered relatively strong returns over longer periods. Its 10-year annualised return stands at 15.64%, outperforming the category average of 13.86%.
Here’s a snapshot of its trailing performance:
| Period | Fund Returns | Category Average |
| 1 Year | -5.78% | 0.56% |
| 3 Years | 20.63% | 19.11% |
| 5 Years | 18.87% | 18.23% |
| 7 Years | 16.73% | 15.69% |
| 10 Years | 15.64% | 13.86% |
While short-term returns have been volatile, long-term performance has remained relatively strong, which is critical for SIP investors.
SIPs work best when investors stay consistent and avoid reacting to short-term market movements. Sectoral funds like infrastructure can be more volatile than diversified equity funds, but they also offer the potential to benefit from long-term economic growth and government spending.
Rupee cost averaging through SIPs helps mitigate timing risk, allowing investors to accumulate more units during market dips.
Read more: Airfare Caps Lifted: Govt Removes Temporary Limits, Impact Likely from April 1, 2026.
A ₹10,000 SIP in the Bandhan Infrastructure Fund has the potential to grow into a sizeable corpus over 10 years, and past returns suggest that reaching around ₹27.5 lakh is possible under favourable conditions. However, this should be viewed as a projection, not a promise.
For investors, the focus should remain on consistency, long-term discipline, and aligning investments with their risk appetite rather than chasing specific return targets.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all related documents carefully before investing.
Published on: Mar 23, 2026, 1:53 PM IST
We're Live on WhatsApp! Join our channel for market insights & updates
Get the link to download the App
