UPI Transactions Jump 34% in August 2025, Cross 20 Billion Mark

In August, UPI processed 20.01 billion transactions, marking a 34% increase compared to 14.9 billion during the same period last year. The total transaction value reached ₹24.85 lakh crore, slightly lower than July’s ₹25.08 lakh crore but still up 21% year-on-year from ₹20.60 lakh crore in August 2024.

May 2025 still holds the record for the highest transaction value at ₹25.14 lakh crore.

Daily Usage Becoming Mainstream

On average, UPI handled 645 million transactions per day in August, amounting to about ₹80,177 crore daily. This consistency highlights how digital payments are now a part of everyday financial life for millions of Indians, extending well beyond urban centers into rural areas.

Dominance in Digital Payments

UPI now accounts for a staggering 85% of India’s total digital transactions and nearly 50% of global real-time payments. Its seamless, instant, and low-cost features have made it the backbone of India’s digital economy.

Global Expansion: UPI in Seven Countries

The platform’s influence is no longer limited to India. UPI is now live in seven countries, UAE, Singapore, Bhutan, Nepal, Sri Lanka, France, and Mauritius. Its recent launch in France marks UPI’s entry into Europe, enabling Indians abroad to transact easily without relying on conventional foreign payment systems.

Read More: No Plans to Levy Charges on UPI Transaction, Govt Tells Lok Sabha.

Conclusion

The surge in UPI transactions underlines India’s leadership in real-time payments, with both domestic adoption and international expansion gaining pace. As UPI continues to scale, it is set to redefine digital finance not just in India but also across global markets.

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