Suryoday Small Finance Bank Receives ₹314 Crore Claim Under CGFMU Scheme

Suryoday Small Finance Bank announced that it has received ₹313.89 crore from the National Credit Guarantee Trustee Company (NCGTC) under the Credit Guarantee Fund for Micro Units (CGFMU) Scheme. This was the first interim claim related to Base Year 2023–24. The bank confirmed that the claim was received in the ordinary course of business and was fully settled on September 30, 2025.

Q1 FY26 Financial Performance

For the first quarter ending June 2025, Suryoday Small Finance Bank reported a net profit of ₹35.2 crore, down 49.7% from ₹70 crore in the same period last year.

• Net Interest Income (NII): ₹355.8 crore, down 2.1% from ₹363.2 crore in Q1FY25.
• Gross Non-Performing Assets (GNPA): 8.46% (up from 7.16% in March quarter).
• Net NPA: 5.64%, up from 4.58% quarter-on-quarter.

Suryoday Small Finance Bank Share Price Performance

Suryoday Small Finance Bank share price (NSE: SURYODAY) opened at ₹142.00 on October 1, 2025, and recorded a high of ₹161.48 and a low of ₹140.10 by 10:02 am IST. Its shares surged 12.05%, gaining ₹16.27 to reach ₹151.25. The bank has a market capitalisation of ₹1,610 crore and a price-to-earnings (P/E) ratio of 20.14. The stock’s 52-week high stands at ₹184.49, while the 52-week low is ₹97.97.

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Conclusion

While the bank successfully received a major claim under the CGFMU Scheme, its quarterly results show pressure on profitability and rising asset quality risks. Investors should keep an eye on upcoming quarters to monitor recovery and stability.

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