Paytm Looks to Enter into Insurance and Wealth Management, After First Core Profit

Paytm posted its first-ever net profit from core operations in the April-June quarter of FY26. The company recorded a profit of ₹123 crore, compared to a loss of ₹840 crore in the same quarter last year. As per reports, this comes after efforts to reduce costs and scale its payments and lending businesses.

Operating revenue rose 28% year-on-year to ₹1,918 crore. Revenue from payment services grew 18% to ₹1,044 crore. Financial services revenue doubled to ₹561 crore, driven by higher disbursements in the merchant lending segment.

Looks to Enter Insurance and Wealth Management

Following the profit milestone, Paytm has announced plans to enter insurance and wealth management services, as per CEO Vijay Shekhar Sharma. Earlier this year, the company launched a ₹250 SIP in partnership with SBI Mutual Fund. It is now looking to expand its offerings in financial products beyond payments and loans.

Merchant Lending and Subscriptions

The company continues to grow its merchant loan portfolio, which has seen increasing traction. It is also pushing subscription revenues and monetisation from merchant discount rates (MDR) on selected instruments. These have become part of Paytm’s ecosystem revenue sources.

Paytm is also building additional tools and services for merchants beyond payment acceptance. These include solutions aimed at creating long-term value and additional revenue channels. The company has not disclosed exact figures but says these services are being scaled.

Read more: Antfin Fully Exits Paytm with ₹15,700 Cr Loss!

Paytm’s International Operations and Plans

Paytm has a presence in countries including the UAE, Singapore, France, Mauritius, Bhutan, and Nepal through its UPI services. It is now evaluating opportunities in other underserved markets. Expansion is expected to be gradual, with a multi-year approach.

Paytm Share Price Performance 

As of 10:04 AM on August 7, 2025, One97 Communications share price was trading at ₹1,058.40, a 0.28% increase.

Conclusion

With a profitable quarter now on record, Paytm is preparing to diversify further into financial services. The company is expanding its portfolio across insurance, wealth, merchant services, and international markets while continuing to grow its existing platforms.

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