IIFL Finance Decided to Raise ₹2,000 Crore via QIP: What You Need to Know?

IIFL Finance Ltd announced on Wednesday, November 26, that its Board of Directors has approved a public issuance of secured, rated, listed, redeemable non-convertible debentures (NCDs) with a total shelf size of up to ₹2,000 crore.

In its regulatory filing, the company stated that, “the Board of Directors of the Company at their meeting held today, i.e. November 26, 2025, approved the public issue of secured, rated, listed, redeemable non-convertible debentures, with the shelf limit of up to Rs. 2,000 Crore, including green shoe option, if any, in one or more tranches, in compliance with the provisions of the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021, as amended, subject to regulatory and statutory approvals, as may be applicable.”

Q2FY26 Financial Performance

For the quarter ended September 30, 2025, IIFL Finance delivered a strong performance, reporting a consolidated profit after tax of ₹418 crore (pre–non-controlling interest), marking a robust 52% quarter-on-quarter increase. Consolidated AUM rose 7% sequentially to ₹90,122 crore, supported by sustained momentum in the gold loans business.

The gold loan portfolio has fully normalized post the September 2024 embargo, reaching an all-time-high AUM, supported by higher yields and customer retention above 98%. Asset quality continued to improve with Stage 2/3 assets declining and a healthy PCR of 93%.

The company also strengthened its portfolio by exiting unsecured MSME, micro-LAP, and high-risk MFI geographies. Financially, the franchise remains well-positioned with ROA at 1.9%, ROE at 9.8%, a consolidated CRAR of 28.2%, liquidity buffers of ₹8,170 crore, and PAT of ₹692 crore for H1.

Looking ahead, IIFL Finance remains focused on collateral-backed retail lending, particularly gold loans, secured MSME, and home finance, supported by an AI-enabled risk and governance framework and a wide phygital network of approximately 4,800 branches.

Also Read: Gift Nifty Today: NSE and BSE Set for a Positive Start Amid Firm Global Markets 

IIFL Finance Share Price

On November 6, 2025, IIFL Finance shares closed at ₹570.75, up 2.46% after touching an intraday peak of ₹577.05 on BSE. The stock has gained 13% over the past month, reflecting improving investor sentiment.

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