February 2026 Bank Holiday: Check the Complete List of Holidays

February 2026 includes multiple bank closures that could affect customers who rely on physical branches for transactions, documentation and in‑person services. The month has fewer days, but the scheduled holidays can still disrupt routine banking activities if not checked in advance.

India’s banking holiday structure combines national, regional and festival‑based observances, which means closures vary across states. Customers intending to visit a branch are therefore encouraged to review the relevant dates before making plans.

Key Holiday‑Based Banking Disruptions in February 2026

• 1 February – Guru Ravidas Jayanti
• 14 February – Second Saturday (regular bank closure)
• 15 February – Mahashivratri
• 28 February – Fourth Saturday (regular bank closure)

National, Regional and Festival‑Linked Holiday Differences

India’s banking holiday pattern includes national holidays that apply nationwide and regional holidays declared by individual state governments. Nationally recognised closures generally mandate uniform branch shutdowns across all states.

However, regional holidays apply only in states that officially notify them, creating variations in operational days. As a result, customers in different states may experience different levels of branch accessibility on the same dates.

Understanding The Holiday Notification Framework

The Reserve Bank of India (RBI) defines the overarching banking holiday structure through its annual calendar, which sets the foundation for scheduling branch closures. State governments then issue separate notifications outlining regional observances that supplement the national list.

These layered rules explain why a holiday appearing on a national list may not affect every state equally. Such variations underline the importance of relying on state‑specific notifications before planning in‑branch banking tasks.

Availability Of Digital Banking Services During Holidays

Despite branch closures, core digital channels remain operational throughout the month for uninterrupted banking access. Customers can continue using UPI for instant payments, net banking for fund transfers, and mobile banking apps for day‑to‑day transactions.

IMPS services function round the clock, enabling real‑time transfers irrespective of calendar‑based banking holidays. ATM withdrawals, online bill payments and digital account services also remain accessible unless a specific technical maintenance window is announced.

Read More: Indian Stock Market Holidays.

Conclusion

February 2026 features a combination of regular weekend closures and festival‑based holidays that may affect branch‑level banking operations. Differences between national and state‑level notifications mean that the impact of each holiday varies by region.

Customers who depend on in‑person services should confirm branch availability through official RBI or bank‑issued holiday lists. A brief review of the calendar can help avoid delays and ensure timely completion of important financial tasks.

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