Bandhan Bank Share Price in Focus as Lender Revises ATM Transaction Charges from October 1, 2025

The Reserve Bank of India (RBI) revised ATM withdrawal charges with effect from May 1, 2025. After the free monthly limit, customers across all banks are required to pay ₹23 per transaction at ATMs.

This was a ₹2 increase from the earlier ₹21 fee.The move aimed to standardize interbank ATM costs and account for rising infrastructure and maintenance expenses.

Understanding these new RBI rules, free transaction limits, and updated fees is crucial for customers to manage their banking costs effectively.

Bandhan Bank’s ATM Charges Update

In line with RBI’s guidelines, Bandhan Bank has revised its ATM transaction charges:

• Regular Debit Card Holders
• At other bank ATMs, charges beyond the free transaction limit will increase from ₹21 to ₹23 + GST.
• MB Super Saver Account Holders
• The revised charge of ₹23 + GST will also apply for Bandhan Bank ATM usage once the free quota is exceeded.
• Elite, Legacy & Elite Plus Account Holders
• These customers will continue to enjoy unlimited free ATM transactions at any bank’s ATMs, even beyond the free limit.

Why This Matters?

While the fee increase is modest, frequent cash users could see higher monthly charges if they rely heavily on ATM withdrawals. Customers are encouraged to leverage digital banking options such as UPI, mobile banking, and net banking to avoid extra costs.

Read More: RBI Levies ₹44.7 Lakh Penalty on Bandhan Bank Over Compliance Issues.

Conclusion

With the RBI setting the stage for higher ATM withdrawal fees from May 2025, Bandhan Bank’s latest revision ensures alignment with these national guidelines. While the change has little impact on premium customers, regular and MB Super Saver account holders should plan ATM withdrawals wisely to avoid extra charges.

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