Tata Sons, the holding company of the Tata Group, owns 93% of Tata Capital. As part of the upcoming initial public offering (IPO), Tata Sons is expected to sell a portion of its stake. The company has begun roadshows to present its financials and business outlook to potential investors.
In the presentations, Tata Capital has highlighted its expansion into the home finance market. This area is being developed as a major part of the company’s lending portfolio, complementing its existing lines of business in financial services.
The non-banking financial company has financed more than 500 renewable energy projects to date. These projects account for over 22,400 megawatts of clean energy capacity sanctioned through its funding activities.
Tata Capital has maintained relatively low levels of non-performing assets (NPAs) in its clean energy portfolio. The company’s early entry into renewable energy finance has also helped it establish ties with international institutions, directing foreign climate capital towards Indian projects.
As per news reports, the clean energy lending portfolio has been presented as a significant element of the IPO story. Investors reviewing the offer documents are expected to focus on the scale of renewable financing, its asset quality, and the company’s diversification into retail lending through housing finance.
Read more: Tata Capital IPO: Flagship NBFC of Tata Group Gears Up for Listing, Risks and Growth Prospects Decoded!
India has set a target of achieving net-zero emissions by 2070. Meeting this goal will require large capital inflows across renewable energy. Multilateral agencies, including the World Bank, have already committed $1.5 billion to India’s transition, and the government is promoting affordable financing to support the process.
Tata Capital has started its IPO roadshows with a focus on stake dilution by Tata Sons, its expansion into home finance, and its record in renewable energy lending. These areas form the main points of discussion as investors assess the offering.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Sep 11, 2025, 12:28 PM IST
Team Angel One
We're Live on WhatsApp! Join our channel for market insights & updates