Future Generali India Life Insurance has announced its highest-ever bonus of ₹84.43 crore for the financial year 2024–25. This bonus, applicable to participating policies, reflects the company's strong financial track record and long-term focus on customer value.
Future Generali India Life Insurance has declared a bonus of ₹84.43 crore for the financial year 2024–25. This is the highest bonus amount declared by the company since its inception. It reflects the insurer’s steady growth and commitment to delivering annual benefits to its policyholders.
The payout will benefit over 94,000 participating policyholders. From the declared amount, ₹25.27 crore has already been paid under survival and maturity benefits during the current year.
The remaining portion of the bonus will accrue to eligible policies and be disbursed in subsequent years. This ensures that policyholders who continue with their plans will receive the value over time, depending on policy terms and conditions.
The declared bonus applies to Future Generali India Life Insurance’s portfolio of participating (PAR) plans. These plans combine life insurance protection with annual bonuses linked to the insurer’s financial performance.
Some of the key participating plans include:
These plans offer the dual benefit of protection and wealth creation through annual participation in profits.
The latest bonus reflects a 173% increase in payout over the last 10 years. This consistent growth highlights the company’s ability to build long-term value for its policyholders and sustain strong investment and underwriting performance.
According to Future Generali India Life Insurance, the bonus announcement underlines its focus on delivering stable long-term returns while evolving its products to meet changing customer needs.
The company currently operates in more than 1,300+ locations across India, offering services to both individuals and corporate groups. The Generali Group holds a 73.99% ownership in the business and brings global insurance experience from its presence in over 50 countries.
Several other life insurance companies have also declared substantial bonuses for FY25, indicating a wider trend of strong industry performance:
Bonuses declared by life insurers typically include the following components:
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The announcement by Future Generali India Life Insurance of its highest-ever bonus signals strong financial health and ongoing value delivery to its participating policyholders. With other insurers also reporting record bonuses, FY25 appears to be a significant year for the life insurance sector in India. These developments underline the importance of long-term insurance solutions that reward policyholders for their continued participation.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Published on: Jun 20, 2025, 1:24 PM IST
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