The Government of India has revised the pension structure under the National Social Assistance Programme (NSAP), enhancing the monthly pension for elderly citizens. With state-level top-ups now supplementing central support, the average monthly pension across many regions has reached approximately ₹1,000, greatly benefiting millions of senior citizens.
Under NSAP, the central government provides ₹200 per month for beneficiaries aged between 60 and 79 and ₹500 per month for individuals above 80. States and union territories are encouraged to match or exceed this contribution. Currently, the top-up contributions range from ₹50 to ₹3,800, significantly raising the overall pension amount provided to the elderly in several states.
With state support added, the average monthly pension has improved to around ₹1,000 in many regions. For instance, in states like Rajasthan and Madhya Pradesh, the total disbursal over the last 5 years has consistently climbed. Rajasthan alone received ₹39,985.88 lakh in 2024-25, up from ₹6,586.06 lakh in 2021-22, showing stronger funding efforts for senior citizens.
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Before 2021–22, there was no separate fund allocation for Scheduled Castes (SC) and Scheduled Tribes (ST) under NSAP. However, since then, distinct allocations have been made, identifying SC and ST categories among existing beneficiaries and directing funds accordingly. In 2024–25, Rajasthan received ₹8,178.27 lakh for SC and ₹4,162.24 lakh for ST categories under the scheme.
Large states like Uttar Pradesh and Bihar continue to receive substantial allocations. Uttar Pradesh was granted ₹1,42,552.11 lakh in 2024–25, reflecting the scheme’s continued relevance and widespread adoption. Smaller states like Tripura and Mizoram also witnessed consistent funding growth, promoting inclusive support across diverse regions.
The increased contributions under NSAP and proactive state participation have significantly boosted pension support for India’s elderly. The revised structure aims not only to ensure financial security but also to recognise and support the dignity of senior citizens nationwide.
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Published on: Aug 6, 2025, 12:32 PM IST
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