Best Mutual Funds for Lumpsum Investment for July 2025 Based on 3Y and 5Y CAGR

Lump sum mutual fund investments involve deploying a large amount of capital at once, rather than through staggered payments like SIPs. These are often considered when an investor has surplus funds. This blog presents a list of mutual funds suitable for lump sum investment in July 2025, based on their 3-year and 5-year CAGR performance.

Best Mutual Funds for Lumpsum Investments in July 2025 – 3Y CAGR Basis

Note: The best mutual fund for lumpsum investments listed here is as of June 27, 2025. The funds are sorted based on their 3y CAGR.

Overview of Mutual Funds for Lumpsum Investments in July 2025

1. Mirae Asset NYSE FANG+ETF FoF

Mirae Asset NYSE FANG+ ETF FoF Regular - Growth is a fund of fund scheme launched on May 10, 2021, by Mirae Asset Mutual Fund. Its objective is to offer long-term capital appreciation by investing primarily in units of the Mirae Asset NYSE FANG+ ETF, which tracks major global tech-focused companies.

The fund’s NAV stands at ₹28.62 as of June 26, 2025. The scheme allows a minimum lump sum investment of ₹5,000, with additional investments starting at ₹1,000. For SIPs, the minimum amount is ₹99.

2. Motilal Oswal ELSS Tax Saver Fund

The Motilal Oswal ELSS Tax Saver Fund Regular-Growth was launched on January 21, 2015, and aims to generate long-term capital appreciation through a diversified equity portfolio. It is benchmarked against the NIFTY 500 Total Return Index.

As of June 26, 2025, the NAV stands at ₹52.37. The fund accepts a minimum lump sum and additional investment of ₹500, with the same minimum requirement for SIP contributions.

3. SBI Long Term Equity Fund

The SBI Long Term Equity Fund Regular-Growth, launched on May 7, 2007, is an open-ended scheme that aims for capital appreciation by investing in equities, cumulative convertible preference shares, and fully convertible debentures and bonds.

Converted to an open-ended plan in November 1999, it is benchmarked against the BSE 500 Total Return Index. As of June 26, 2025, the NAV is ₹442.81. The fund allows a minimum lump sum, additional, and SIP investment of ₹500.

4. Edelweiss US Technology Equity FOF

The Edelweiss US Technology Equity FoF Regular-Growth fund, launched on March 5, 2020, aims to generate long-term capital growth by primarily investing in the JPMorgan Funds - US Technology Fund. This underlying fund focuses on U.S.-based technology companies with strong fundamentals.

The scheme is benchmarked against the Russell 1000 Equal Weighted Technology Index. As of June 26, 2025, the NAV is ₹28.39. Minimum lump sum, additional, and SIP investments are set at ₹100.

5. ITI ELSS Tax Saver Fund

ITI ELSS Tax Saver Fund aims to generate long-term capital appreciation by primarily investing in equity and equity-related instruments. Launched on October 18, 2019, by ITI Mutual Fund, it is benchmarked against the NIFTY 500 Total Return Index.

As of June 26, 2025, its NAV stands at ₹24.82 with a daily change of 0.43%. The minimum lump sum and additional investments start at ₹500, with a SIP option also available from ₹500.

Best Mutual Funds for Lumpsum Investments in July 2025 – Absolute Returns 1Y Basis

Note: The best mutual fund for lumpsum investments listed here is as of June 27, 2025. The funds are sorted based on their Absolute Returns 1Y.

Best Equity Mutual Funds for Lumpsum Investments in July 2025 – 5Y CAGR Basis

Note: The best equity mutual fund for lumpsum investments listed here is as of June 27, 2025. The funds are sorted based on their 5y CAGR.

Read More: Top 5 Gold ETFs in July 2025 With5-Year CAGR of 14% and Above.

Conclusion

This article presented a snapshot of mutual funds categorised by their 3-year and 5-year CAGR and 1-year absolute returns. The funds listed cover diverse categories such as ELSS, small-cap, sectoral, and international FoFs, providing a broad view of market performance across segments.

While past returns offer context, investors are advised to evaluate current financial goals, risk tolerance, and consult with a financial advisor before making investment decisions.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.