Best Mutual Fund SIP Plan for July 2025: Motilal Oswal Midcap, ITI Small Cap and More

Investing in mutual funds has become one of the most popular ways for individuals to grow their wealth and achieve financial goals. A mutual fund pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities, which is managed by professional fund managers. This form of investment offers benefits such as diversification, professional management, and relatively easy access, making it suitable for both beginners and experienced investors.

With a wide variety of mutual funds available, individuals can choose options that align with their risk appetite, investment horizon, and financial objectives. In this blog, we’ll take a closer look at some of the best mutual fund SIP plans for July 2025.

Best Mutual Funds SIPs for July 2025

Note: The above-mentioned schemes have been selected based on 3Y CAGR as of June 26, 2025

Overview of Best Mutual Fund SIPs

1. Bandhan Small Cap Fund

• 5Y CAGR: 38.15%
• NAV: ₹46.75
• Alpha: 12.39
• Tracking Error: 3.59

2. Motilal Oswal Midcap Fund

• 5Y CAGR: 37.79%
• NAV: ₹103.09
• Alpha: 6.75
• Tracking Error: 8.34

3. Motilal Oswal Midcap Fund

• 5Y CAGR: 30.50%
• NAV: ₹31.68
• Alpha: 7.50
• Tracking Error: 4.18

Also Read: Can You Accumulate ₹1 Crore with a ₹20,000 Monthly Investment in Index Funds?

Conclusion

Mutual funds provide a flexible and accessible investment avenue for individuals looking to build wealth over time. Whether aiming for long-term growth, regular income, or capital preservation, there is likely a mutual fund tailored to meet those goals. While they come with market risks, the professional management and diversification they offer can help reduce individual exposure to volatility. By understanding their features and aligning them with personal financial plans, investors can make informed decisions and benefit from the long-term advantages of mutual fund investing.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.