Atal Pension Yojana Adds 3.9 Million New Members in FY26, Reaching 80 Million Total

The Atal Pension Yojana (APY), a flagship social security scheme under the Government of India, has achieved a major milestone by crossing 8 crore gross enrolments. Administered by the Pension Fund Regulatory and Development Authority (PFRDA), the scheme added 39 lakh new subscribers in the current financial year (FY 2025–26) alone. This landmark achievement aligns with APY's 10-year anniversary since its launch on 9 May 2015.

A Decade of Impact

Designed to provide universal social security for all Indians, APY is a voluntary and contributory pension scheme that primarily supports the poor, the underprivileged, and those working in the unorganised sector. It guarantees a monthly pension ranging between ₹1,000 and ₹5,000 starting at the age of 60, continuing for the spouse in case of the subscriber's demise, and passing the accumulated corpus to the nominee after both pass away. The scheme is open to all Indian citizens aged 18 to 40, except current or former income tax payers.

The success of APY can be attributed to the collaborative efforts of banks, the Department of Posts (DoP), SLBCs/UTLBCs, and the unwavering backing of the Government of India. PFRDA has played a central role through outreach programmes, multilingual handouts, awareness campaigns, training, and continuous performance reviews to drive engagement and participation.

Building Financial Security 

Branded with the reassuring message, “APY ka Saath hai to Jiwan ka Suraksha Kawach Saath hai,” the scheme has been carefully designed as a ‘Sampurna Suraksha Kavach’ (Complete Security Shield). The commitment to financial dignity in old age, especially for those outside the formal pension system, has made APY a key pillar of India's social safety net.

Also Read: Government of India to Receive ₹7,324 Crore as Dividend from LIC!

Conclusion

As APY celebrates ten years of empowering India's underserved communities, its growth to over 8 crore subscribers is a testament to both its impact and future potential. With continued government support and public trust, the scheme is well on track to secure millions more lives with dignity and protection in the years ahead.

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