In the mutual fund industry, the average AUM per folio, often referred to as the ticket size, reflects the average investment made by an investor in a mutual fund scheme. It is calculated by dividing the total assets under management (AUM) by the number of investor folios. This metric provides insights into the investor profile of fund houses—whether they cater more to retail or high-net-worth clients.
According to data analysed by Cafemutual, the mutual fund industry recorded an average AUM per folio of ₹2.87 lakh in March 2025. This marks a decline from ₹3.10 lakh recorded in March 2024. The drop in average ticket size indicates a higher influx of smaller investments, possibly pointing to growing retail participation across fund houses.
Among all fund houses, Unifi Mutual Fund has reported the highest average AUM per folio at ₹17.04 lakh. This exceptionally high figure is primarily attributed to its concentrated client base. With a relatively small number of folios and a sizeable AUM, Unifi appears to cater predominantly to high-value investors.
Edelweiss Mutual Fund ranks second, with an average ticket size of ₹5.59 lakh per folio. In contrast to Unifi, Edelweiss operates a broader base of investors but still maintains a higher-than-average ticket size.
Interestingly, SBI Mutual Fund, the largest fund house by AUM, comes in third. It recorded an average AUM per folio of ₹5.56 lakh—showing that size and scale do not necessarily dilute ticket size, particularly when supported by a large and diversified investment base.
Following the top 3, the next highest average ticket sizes were observed at:
These numbers indicate a concentration of relatively high-value investors, either through institutional investments or larger retail participation.
Read More: How Big is the Mutual Fund Industry: Over 30% Participation Comes from Mutual Fund Investors.
The average ticket size metric is a useful lens to understand the investor base and fund positioning. Higher ticket sizes generally indicate either affluent investors or a more institutional clientele, whereas lower averages may reflect a broader retail-focused strategy. Despite the decline in the overall average for the industry, several fund houses continue to draw substantial investments per folio, indicating sustained interest from large-ticket investors.
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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: May 28, 2025, 7:42 PM IST
Team Angel One
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