3 Year return

5.4%
Launched on January 2013 (11 years)

Investment Details

₹500

Minimum SIP Amount

₹500

Minimum one time investment

Fund has no lock-in period

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Risk Involved

Moderate Risk

Your principal will be at

Moderate Risk

Scheme Information

Asset Under Management

₹621.38 Cr.

Expense Ratio

0.67% (inclusive of GST)

Exit Load

Nil - W.e.f.: July 27, 2015.

Ratings

ARQ Rating
3

Ratings by other agencies

3
3
4

Tax Implications

Withdrawal within 3 years

Tax based on your income tax bracket

Withdrawal after 3 years

20% tax after indexation (adjusting for inflation)

Fund Holdings

Holdings

UTI Mutual Fund Managers

SA

Sudhir Agrawal

Fund Manager since Jul 2012

View Details

Fund House Details

UTI Mutual Fund

UTI Mutual Fund Asset management company

AUM ₹290,993.03 Cr.
No. of Schemes 250
Setup Date NA

Peer Comparison

Comparison with other similar funds

Schemes by UTI Mutual Fund

List of mutual fund schemes by AMC

Funds 3 Years Returns
18.38%
scheme logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan Growth

18.38%
6.28%

About UTI Gilt Fund Direct Plan Growth

UTI Gilt Fund Direct Plan Growth is managed by UTI Mutual Fund, one of the well-known Asset Management Companies in India. This fund falls under the category of "Gilt Funds," which primarily invest in government securities. These funds are considered relatively low-risk as they invest in fixed-income securities issued by the government.

Investment Objectives of the Scheme

The main objective of UTI Gilt Fund Direct Plan Growth is to generate reasonable returns over the medium to long term by investing predominantly in a diversified portfolio of government securities across various maturities. The fund aims to provide stability and safety of capital by primarily investing in government securities, which are backed by the Indian government.

Key Features of The Fund

5-year return 6.87%
Expense Ratio 0.67%
Fund Manager Sudhir Agrawal
Fund Size ₹621.38 Cr
Risk Profile Moderate

Is This Scheme Right for Me?

This fund could be suitable for investors who are looking for a relatively safer investment option and are willing to invest in government securities. It's particularly appealing for those who seek stability in returns and want to avoid higher-risk equity investments. Gilt funds like UTI Gilt Fund can also serve as a way to diversify a portfolio by adding a component with low correlation to equity markets.

AMC Contact Details

Name UTI Mutual Fund
Launch Date January 2003
Addresss First Floor, Unit No. 2, Block ‘B’, JVPD Scheme, Gulmohar Cross Road No. 9, Andheri (West), Mumbai – 400049.
Contact 1800 266 1230(+91) 022 6227 8000022 – 68990800
Email service@uti.co.in
Website https://www.utimf.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Combat Inflation with SIP Investments

Compound growth and steady contributions through SIPs balance the negative effects of inflation, guaranteeing that your money increases faster than inflation. Use Angel One's free SIP calculator online to estimate potential returns and plan your inflation-hedging investment strategy effectively.

FAQs

What is today's NAV of UTI Gilt Fund?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of UTI Gilt Fund Jun 12 2024 is 59.6624

What is the AUM of UTI Gilt Fund?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of UTI Gilt Fund is 621.38 crore.

What is the expense ratio of UTI Gilt Fund?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of UTI Gilt Fund is 0.67%

What are the returns of UTI Gilt Fund since inception?

The UTI Gilt Fund was launched on Jan 01 2013. The fund has delivered a CAGR of 8.34 since inception.

What is the minimum SIP amount to invest in UTI Gilt Fund?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for UTI Gilt Fund is 500.

How do I invest in UTI Gilt Fund?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in UTI Gilt Fund?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in UTI Gilt Fund?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in UTI Gilt Fund?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.