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DEBT•GILT FUND

UTI Gilt Fund

3 Year return

7.12%
NAV on December 16, 2025
65.661
1D Returns
+0.01%
Launched on January 2013(12 years)

Investment Details

₹500
Minimum SIP Amount
₹500
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
11.78%₹424
Total Value ₹4,024

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹560.78 Cr.
Expense Ratio
0.56% (inclusive of GST)
Exit Load
Nil - W.e.f.: July 27, 2015.

Ratings

ARQ Rating
3

Ratings by other agencies

Value Research
3
Crisil
3
Morning Star
4

Tax Implications

Tax on gains as per your income tax bracket

UTI Mutual Fund Manager

PP

Pankaj Pathak

Fund Manager since Apr 2025

Fund House Details

UTI Mutual Fund

UTI Mutual Fund

Asset management company

AUM
₹3,79,175.93 Cr.
No. of Schemes
259
Setup Date
January 2003

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
ICICI Prudential Gilt Fund8.2262%
5
SBI Magnum Gilt Fund7.4271%
5
DSP Gilt Fund7.5554%
4.5

Schemes by UTI Mutual Fund

List of mutual fund schemes by AMC

Funds
3 Years Returns
UTI Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan Growth
16.7858%
UTI Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan IDCW Payout
16.7867%
UTI Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan IDCW Reinvestment
16.7867%
UTI Mutual Fund logo

Hybrid . Arbitrage Fund

UTI Arbitrage Fund Direct Plan Growth
7.6886%
UTI Mutual Fund logo

Hybrid . Arbitrage Fund

UTI Arbitrage Fund Direct Plan IDCW Payout
7.6885%

About UTI Gilt Fund Direct Plan Growth

UTI Gilt Fund Direct Plan Growth is managed by UTI Mutual Fund, one of the well-known Asset Management Companies in India. This fund falls under the category of "Gilt Funds," which primarily invest in government securities. These funds are considered relatively low-risk as they invest in fixed-income securities issued by the government.

Investment Objectives of the Scheme

The main objective of UTI Gilt Fund Direct Plan Growth is to generate reasonable returns over the medium to long term by investing predominantly in a diversified portfolio of government securities across various maturities. The fund aims to provide stability and safety of capital by primarily investing in government securities, which are backed by the Indian government.

Key Features of The Fund

5-year return
5.4601%
Expense Ratio
0.56%
Fund Manager
Pankaj Pathak
Fund Size
₹560.78 Cr.
Risk Profile
Moderate

Is This Scheme Right for Me?

This fund could be suitable for investors who are looking for a relatively safer investment option and are willing to invest in government securities. It's particularly appealing for those who seek stability in returns and want to avoid higher-risk equity investments. Gilt funds like UTI Gilt Fund can also serve as a way to diversify a portfolio by adding a component with low correlation to equity markets.

AMC Contact Details

NameUTI Mutual Fund
Launch DateJanuary 2003
AddressFirst Floor, Unit No. 2, Block ‘B’, JVPD Scheme, Gulmohar Cross Road No. 9, Andheri (West), Mumbai – 400049.
Contact1800 266 1230(+91) 022 6227 8000022 – 68990800
Emailservice@uti.co.in
Websitehttps://www.utimf.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Combat Inflation with SIP Investments

Compound growth and steady contributions through SIPs balance the negative effects of inflation, guaranteeing that your money increases faster than inflation. Use Angel One's free SIP calculator online to estimate potential returns and plan your inflation-hedging investment strategy effectively.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of UTI Gilt Fund on December 16, 2025, is ₹65.661
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of UTI Gilt Fund, is ₹560.78 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of UTI Gilt Fund is 0.56%
The UTI Gilt Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for UTI Gilt Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,024 in 3Y at 7.1166% returns
SIP Date1st of every month

Your next SIP Payment will be on 17 January 2026

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