3 Year return

Launched on January 2013 (11 years)

Investment Details


Minimum SIP Amount


Minimum one time investment

Fund has no lock-in period

Calculate Returns

Based on past performance of this fund


Your Investment ₹3,00,000
  • Total Value


Your Investment
  • Total Value

Risk Involved

Moderate Risk

Your principal will be at

Moderate Risk

Scheme Information

Asset Under Management

₹12785.19 Cr.

Expense Ratio

0.34% (inclusive of GST)

Exit Load



ARQ Rating

Ratings by other agencies


Tax Implications

Withdrawal within 3 years

Tax based on your income tax bracket

Withdrawal after 3 years

20% tax after indexation (adjusting for inflation)

Fund Holdings


SBI Mutual Fund Managers


Rajeev Radhakrishnan

Fund Manager since Jun 2008

View Details

Fund House Details

SBI Mutual Fund

SBI Mutual Fund Asset management company

AUM ₹915,901.53 Cr.
No. of Schemes 213
Setup Date NA

Peer Comparison

Comparison with other similar funds

Schemes by SBI Mutual Fund

List of mutual fund schemes by AMC

About SBI Short-Term Debt Fund Direct Plan-Growth

The SBI Short Term Debt Fund Direct Plan-Growth is an open-ended debt mutual fund introduced by SBI Mutual Fund. The fund lies in the category of short-term debt funds. It majorly invests in a well-diversified collection of money market and debt instruments of brief maturities compared to other funds. The Macaulay Duration of the fund portfolio may be anywhere from 1 - 3 years.

Investment Objective of the Scheme

The investment objective of the SBI Short-Term Debt Fund Direct Plan-Growth is to create income and offer liquidity through investment in a well-diversified portfolio of money market instruments and debt, with maturity periods of up to 3 years. The fund aims to manage possible credit risks and risks due to interest rates. At the same time, the fund has the objective of optimising the returns of the portfolio within a predetermined investment period. The optimal balance of safety with returns is aimed for in this fund.

Key Features of The Fund

5-year return 6.78%
Expense Ratio 0.34%
Fund Manager Rajeev Radhakrishnan
Fund Size ₹12785.19 Cr
Risk Profile Moderate

Is This Scheme Right for Me?

For investors who are in search of a fund that generates a regular income for a brief period, the SBI Short-Term Debt Fund Direct Plan-Growth scheme may be considered. This scheme may also be considered if you are an investor with a preference for low-risk investments, especially if you want a safe haven or a weapon against market volatility. What’s more, this fund may possibly suit you if you are searching for an alternative to traditional instruments such as fixed deposits. It is important to note that investments should be planned and executed according to your unique goals and financial outlook.

AMC Contact Details

Name SBI Mutual Fund
Launch Date June 1987
Addresss 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400 051
Contact 1800 209 33331800 425 5425
Email customer.delight@sbimf.com
Website https://www.sbimf.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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What is today's NAV of SBI Short Term Debt Fund?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of SBI Short Term Debt Fund Jun 14 2024 is 31.1323

What is the AUM of SBI Short Term Debt Fund?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of SBI Short Term Debt Fund is 12785.19 crore.

What is the expense ratio of SBI Short Term Debt Fund?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of SBI Short Term Debt Fund is 0.34%

What are the returns of SBI Short Term Debt Fund since inception?

The SBI Short Term Debt Fund was launched on Jan 01 2013. The fund has delivered a CAGR of 7.77 since inception.

What is the minimum SIP amount to invest in SBI Short Term Debt Fund?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for SBI Short Term Debt Fund is 500.

How do I invest in SBI Short Term Debt Fund?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in SBI Short Term Debt Fund?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in SBI Short Term Debt Fund?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in SBI Short Term Debt Fund?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.