HYBRID•DYNAMIC ASSET ALLOCATION OR BALANCED ADVANTAGE
NJ Balanced Advantage Fund
3 Year return
10.06%
NAV on August 21, 2026
14.73
1D Returns
+0.05%
Launched on October 2021(5 years)
Investment Details
₹100
Minimum SIP Amount
₹500
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
17.14%₹617
Total Value ₹4,217
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹3,424.67 Cr.
Expense Ratio
1.12% (inclusive of GST)
Exit Load
Nil
Ratings
0
Ratings by other agencies
Value Research
0
Crisil
0
Morning Star
0
Tax Implications
Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year
NJ Mutual Fund Manager
DP
Dhaval Patel
Fund Manager since Jul 2026
JI
Jaimin Illavia
Fund Manager since Aug 2026
VS
Viral Shah
Fund Manager since Jul 2026
Fund House Details
NJ Mutual Fund
Asset management company
AUM
₹6,922.32 Cr.
No. of Schemes
12
Setup Date
29th October 2021
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| HDFC Balanced Advantage Fund | 13.3752% | 4 |
| Baroda BNP Paribas Balanced Advantage Fund | 13.8892% | 3 |
| ICICI Prudential Balanced Advantage Fund | 12.9241% | 5 |
Schemes by NJ Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Hybrid . Dynamic Asset Allocation or Balanced Advantage
NJ Balanced Advantage Fund Direct Plan Growth10.0297%
Hybrid . Dynamic Asset Allocation or Balanced Advantage
NJ Balanced Advantage Fund Direct Plan IDCW Payout Payout10.0297%
The NJ Balanced Advantage Fund Direct Plan Growth is a balanced advantage fund by NJ Mutual Fund. It largely invests in large-cap and mid-cap then focuses on small-cap companies, debt and government securities. It is an open-ended fund. Hence investors can invest in it at any time. The expense ratio of NJ Balanced Advantage Fund Direct Plan Growth is low. The minimum investment required for this balanced advantage fund is low.
Investment Objective of the Scheme
NJ Balanced Advantage Fund Direct Plan Growth’s primary objective is to generate capital appreciation by investing in equity and specific debt securities. The fund focuses on the long-term horizon to generate returns.
Key Features of The Fund
5-year return
0%
Expense Ratio
1.12%
Fund Manager
Dhaval Patel
Fund Size
₹3424.67 Cr.
Risk Profile
Moderately High
Is This Scheme Right for Me?
The NJ Balanced Advantage Fund Direct Plan Growth is a balanced advantage fund, which invests in equity and debt securities as well. If you are willing to invest for a long-term horizon, you can choose this fund. Also, these funds are less volatile compared to hybrid funds. However, take your investment objective and risk profile as well into consideration before making a decision.
AMC Contact Details
| Name | NJ Mutual Fund |
| Launch Date | 29th October 2021 |
| Address | Block No. 601, 3rd Floor, C Tower, Udhna Udyog Nagar Sangh Commercial Complex, Central Road No. 10, Udhna, Surat-394210, Gujarat. |
| Contact | 1860 500 2888 , 040-49763510 |
| customercare@njmutualfund.com | |
| Website | https://www.njmutualfund.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Build Investment Discipline with SIPs
SIPs instill a habit of disciplined saving. By automating your investments, you ensure consistent contributions towards your financial goals. Plan your SIP investment strategy the SIP investment calculator. This tool helps you estimate returns and stay on track with your long-term investment plan.
FAQs
What is today's NAV of NJ Balanced Advantage Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of NJ Balanced Advantage Fund on August 21, 2026, is ₹14.73
What is the AUM of NJ Balanced Advantage Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of NJ Balanced Advantage Fund, is ₹3424.67 crore.
What is the expense ratio of NJ Balanced Advantage Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of NJ Balanced Advantage Fund is 1.12%
What are the returns of NJ Balanced Advantage Fund since inception?
The NJ Balanced Advantage Fund was launched on October 08, 2021. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in NJ Balanced Advantage Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for NJ Balanced Advantage Fund is ₹100.
How do I invest in NJ Balanced Advantage Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in NJ Balanced Advantage Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in NJ Balanced Advantage Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in NJ Balanced Advantage Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,217 in 3Y at 10.0603% returns
SIP Date1st of every month
Your next SIP Payment will be on 21 September 2026
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